433 Sanders Bluff Rd, Humboldt, TN, 38343
About This Home
Welcome to 433 Sanders Bluff in Three-Way, TN! Located in Autumn Lake Estates, this spacious 5BR (2 down), 4.5BA home offers 4,096 sq ft on 4 acres with lake views. Features include hardwood floors, formal dining, open kitchen with granite & custom cabinetry, large laundry room, and sunroom with pool & bath access. Primary suite includes gas fireplace, jetted tub, separate shower, walk-in closet, and private balcony with water views. Upstairs offers 2 en-suites, bonus area, plus walk-in attic on 3rd floor. Enjoy a 40x20 pool, covered front porch, 2-car garage, and long driveway, perfect for entertaining. Updates include new roof (2023), pool pump/liner (2020), and Generac generator. Three-Way offers peaceful small-town living with quick access to Jackson's shopping, dining, and entertainment, making it a great place to live and a smart investment. Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: false
- Year built: 2001
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Brick,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Stainless Steel Appliance(s)
- Laundry features: Laundry Room,Main Level
Bedroom
- Level: Main
- Area: 108
- Dimensions: 12.0 x 9.0
Bedroom
- Level: Upper
- Area: 288
- Dimensions: 18.0 x 16.0
Bedroom
- Level: Upper
- Area: 221
- Dimensions: 17.0 x 13.0
Bedroom
- Level: Upper
- Area: 132
- Dimensions: 12.0 x 11.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Bonus Room
- Level: Upper
- Area: 342
- Dimensions: 19.0 x 18.0
Features
- Bookcases,Breakfast Bar,Ceiling Fan(s),Central Vacuum,Commode Room,Crown Molding,Double Vanity,Eat-in Kitchen,Fiber Glass Shower,Granite Counters,Open Floorplan,Pantry,Tub Shower Combo,Walk-In Closet(s)
- Window features: Vinyl Frames
- Flooring: Carpet,Ceramic Tile,Hardwood
- Fireplace features: Great Room,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 4,096 sqft
Kitchen
- Level: Main
- Area: 304
- Dimensions: 19.0 x 16.0
Laundry
- Level: Main
- Area: 120
- Dimensions: 12.0 x 10.0
Master Bedroom
- Level: Main
- Area: 196
- Dimensions: 14.0 x 14.0
Sun Room
- Level: Main
- Area: 144
- Dimensions: 16.0 x 9.0
Property
Details
- Parcel number: 012 049.11
- Special condition: Standard
Features
- Levels: Three Or More
- Private pool: Yes
- Pool features: Slide,In Ground,Outdoor Pool,Private
- Patio & porch: Covered,Front Porch,Patio,Side Porch
- Exterior features: Balcony,Rain Gutters
- Fencing: Wrought Iron
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 4 Acres
- Lot size dimensions: 4 acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Tornado
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,235 | $38,820 |
| Home Insurance | $681 | $8,172 |
| Property Taxes | $1,204 | $14,448 |
| Electricity | $332 | $3,993 |
| Total | $5,452 | $65,424 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $669,500 |
| 2026-04-13 | Price change | $675,000 |
| 2026-03-20 | Listed for sale | $679,000 |
| 2026-03-12 | Listing removed | $685,000 |
| 2026-02-07 | Price change | $685,000 |
| 2025-11-19 | Listed for sale | $695,000 |
| 2025-11-15 | Listing removed | $695,900 |
| 2025-11-05 | Price change | $695,900 |
| 2025-10-30 | Price change | $725,000 |
| 2025-10-23 | Price change | $735,000 |
| 2025-10-13 | Price change | $739,000 |
| 2025-10-06 | Price change | $744,000 |
| 2025-09-29 | Price change | $749,000 |
| 2025-09-23 | Price change | $759,000 |
| 2025-08-22 | Price change | $765,000 |
| 2025-07-28 | Price change | $795,000 |
| 2025-06-18 | Price change | $840,000 |
| 2025-05-15 | Listed for sale | $875,000 |
| 1999-08-14 | Sold | $60,000 |
View on Zillow