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1012 Jones St, Athens, TN, 37303

2beds
1baths
960sqft
$146,000
$152price/sqft
$1,252/moest. monthly cost
$50,080/yrincome needed

About This Home

Small-town charm with everyday convenience! Located near Tennessee Wesleyan University, this home is ready for immediate occupancy or could easily shine with a few personal updates. Enjoy being close to local shopping and restaurants while still having quick access to both Chattanooga and Knoxville--both less than an hour away. Added plus: This property also comes with an extra lot! Bonus room, storage shed and large crawl space provides extra areas for many possibilities. New water heater and stove were installed in September 2025. Schedule your showing soon! Flood insurance may be required.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
5/10

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bonus Room
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 057H D 00900 000

Lot

  • Lot size: 0.42 Acres
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $738$8,856
Home Insurance $90$1,080
Property Taxes $249$2,988
Electricity $175$2,103
Total$1,252$15,024

Income You'd Need if You Spent...

35% on housing$42,925/yr
40% on housing$37,560/yr
45% on housing$33,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 37303$144
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37303$171
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$146,000
2021-04-13Sold$105,400
2021-03-07Pending sale$105,900
2021-03-06Contingent$105,900
2021-02-15Listed for sale$105,900
2010-01-28Sold$40,000
2001-02-22Sold$25,000

For Sale by Agent

AgentLisa M Mahan
BrokerageRe/Max LakeTime Realty

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