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486 Water View Loop, Savannah, TN, 38372

1beds
1baths
400sqft
$59,000
$148price/sqft
$617/moest. monthly cost
$24,680/yrincome needed

About This Home

Charming 1-bed, 1-bath home featuring a wrap-around wood deck, perfect for relaxing and enjoying the outdoors by the water. The upper living area offers approximately 400 SF and features hardwood flooring with a cozy, inviting layout. The under-home level provides approximately 480 SF of convenient storage space and includes washer and dryer hookups. This property includes the home on one lot plus an additional front lot, totaling 0.62 acres and providing extra space and privacy. Together, these road-to-road parcels offer versatile use and excellent access. Ideal as a cute weekend retreat or full-time residence near the water!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Hardin County High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Dryer,Washer,Cooktop,Range,Oven
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 124DB00900000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 0.62 acres

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Landslide
Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance $59$708
Property Taxes $85$1,020
Electricity $175$2,103
Total$617$7,404

Income You'd Need if You Spent...

35% on housing$21,154/yr
40% on housing$18,510/yr
45% on housing$16,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$193
Hardin County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$64,000
2025-12-22Listed for sale$69,000
2022-03-23Sold$42,500
2022-02-24Pending sale$45,000
2022-01-04Listed for sale$45,000
2021-12-02Pending sale$45,000
2020-12-18Listed for sale$45,000

For Sale by Agent

AgentKatie Williams
BrokerageTiffany Jones Realty Group, LLC

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