526 River Rd, Loudon, TN, 37774
About This Home
Welcome to 526 River Road, a stunning custom-built luxury residence overlooking the Tennessee River in the heart of Loudon. Offering 4,048 square feet of thoughtfully designed living space, this exceptional home features 5 bedrooms, 3 full baths, and 2 half baths, blending timeless craftsmanship with modern elegance. From the moment you enter through the dramatic custom double doors, you'll be captivated by soaring 10ft main level ceilings, rich hardwood flooring, exposed wood beams, designer lighting, and meticulous attention to detail throughout. The open-concept floor plan was designed for both everyday living and entertaining, creating a seamless flow between the main living areas. The gourmet chef's kitchen serves as the centerpiece of the home, featuring custom cabinetry, quartz countertops, stainless steel appliances, a gas range with custom vent hood, subway tile backsplash, and an oversized island perfect for gathering with family and friends. Retreat to the luxurious main level primary suite complete with a spa-inspired bath showcasing a stunning floor-to-ceiling tiled walk-in shower, premium fixtures, and a spacious custom walk-in closet with built-in storage and organization. Multiple upstairs bedrooms and living spaces provide flexibility for guests, family, work-from-home needs, or recreation, while 2nd floor 9ft ceilings and oversized windows throughout the home fill each room with natural light and frame beautiful views of the surrounding landscape and river. Step outside to the expansive covered deck, where tongue-and-groove wood ceilings, recessed lighting, and sweeping Tennessee River views create the ultimate outdoor living experience. Whether enjoying your morning coffee, hosting game-day gatherings, or relaxing at sunset, this outdoor retreat is truly unforgettable. Situated on a scenic homesite in one of Loudon's most desirable riverfront areas, 526 River Road offers luxury, comfort, and breathtaking views in a location convenient to Tellico Lake, Knoxville, Lenoir City, shopping, dining, and recreation. Neighboring lot available for purchase with home for $50,000.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Features
- Kitchen Island,Bonus Room
- Flooring: Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 4,048
- Total interior livable area: 4,048 sqft
Property
Details
- Parcel number: 040D C 003.00
Features
- Has view: Yes
- View description: Country Setting
- Has water view: Yes
Lot
- Lot size: 0.54 Acres
- Features: Level
- Lot size dimensions: 125 x 112 x 186 x 270
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Attached,Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,929 | $59,148 |
| Home Insurance | $288 | $3,456 |
| Property Taxes | $276 | $3,312 |
| Electricity | $328 | $3,946 |
| Total | $5,821 | $69,852 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $949,900 |
| 2026-08-06 | Price change | $949,900 |
| 2026-07-16 | Price change | $974,900 |
| 2026-07-02 | Price change | $985,000 |
| 2026-06-17 | Listed for sale | $995,000 |
| 2016-09-14 | Listing removed | $65,000 |
| 2016-02-27 | Listed for sale | $65,000 |
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