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121 Ogana Way, Loudon, TN, 37774

4beds
3baths
3,168sqft
$829,000
$262price/sqft
$5,914/moest. monthly cost
$236,560/yrincome needed

About This Home

Welcome to another Gorgeous New Construction Home! Complete and ready to move in. This Home is a Large 4BR/3BA 2900sqf one level with a Bonus Room and a full Bath and living area on second level, offering a very spacious and Practical floor plan, complimented by a beautiful classic exterior! The Home Features a Chefs' kitchen Complete with SS appliances and quarts/granite countertops. Enjoy the master bathroom with a freestanding tub and glass walk-in shower. This Home Boasts a lavish feeling throughout, with a Large Screened in rear covered patio and an outdoor fireplace, relax outside anytime of the day free of bugs! Beautiful finishes throughout, Other Features include a dry bar with a wine fridge, a large Kitchen Island, 2 fireplaces, Insulated 3-car garage doors, an extra-large back covered and screened porch with stairs to the back yard, laundry room w/ utility sink, fully irrigated yard, Fescue SOD grass, and landscaping stone for curb appeal and low maintenance. This Home was built at a higher standard, ten- and twelve-foot ceilings throughout, very elegant and spacious. Many Custom Home Features on this one. Come check out your future HOME!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Steekee Elementary SchoolGrades PK-53.5 mi
5/10
Greenback SchoolGrades PK-125.5 mi
6/10
Loudon Elementary SchoolGrades PK-55.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Block,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Gas Cooktop,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Dry Bar,Pantry,Eat-in Kitchen,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Tile
  • Number of fireplaces: 2
  • Fireplace features: Insert,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,168
  • Total interior livable area: 3,168 sqft

Property

Details

  • Parcel number: 068C E 022.00

Features

  • Exterior features: Irrigation System,Prof Landscaped
  • Has view: Yes
  • View description: Country Setting

Lot

  • Lot size: 8,276 sqft
  • Features: Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance $245$2,940
Property Taxes $1,221$14,652
Electricity $257$3,088
Total$5,914$70,968

Income You'd Need if You Spent...

35% on housing$202,765/yr
40% on housing$177,420/yr
45% on housing$157,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$214
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$849,000
2024-09-24Sold$50,000
2021-12-21Sold$4,300
2005-08-22Sold$10,000

For Sale by Agent

AgentAlex Kondryuk
BrokerageThe Real Estate Firm, Inc.

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