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216 Chahyga Cir, Loudon, TN, 37774

4beds
3baths
2,347sqft
$675,000
$288price/sqft
$4,796/moest. monthly cost
$191,840/yrincome needed

About This Home

New Construction. This beautiful spec home is built by Barone Builders; a local, reputable quality custom home builder. It is a 4 bedroom, 3 bath home with a 3 car garage and is centrally located in Tellico Village in an established quiet neighborhood. This one level split floor plan home features an open concept design with a bonus room/bedroom, great for entertaining your friends and family. Many upgrades/features include: LVP floors, tiled bathrooms, trey ceiling, crown molding, gas log fireplace surrounded by built in units, walk in pantry with adjustable shelving, granite countertops and backsplashes, under cabinet lighting, walk in shower and screen deck, and so much more. This home will not last long!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Steekee Elementary SchoolGrades PK-53.3 mi
5/10
Ft Loudoun Middle SchoolGrades 6-85.0 mi
6/10
Loudon High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Other,Stucco,Stone,Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space Sealed

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Bonus Room
  • Window features: Windows - Vinyl,Insulated Windows
  • Flooring: Other,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,347
  • Total interior livable area: 2,347 sqft

Property

Details

  • Parcel number: 050M D 019.00

Lot

  • Lot size: 0.28 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $199$2,388
Property Taxes $994$11,928
Electricity $190$2,288
Total$4,796$57,552

Income You'd Need if You Spent...

35% on housing$164,434/yr
40% on housing$143,880/yr
45% on housing$127,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$213
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$675,000
2026-02-21Price change$690,000
2025-07-31Price change$715,000
2025-03-21Price change$749,900
2024-09-11Listed for sale$790,000
2023-04-21Sold$25,000
2022-06-13Sold$7,000
2005-09-07Sold$7,500
1996-03-04Sold$12,000

For Sale by Agent

AgentChristy Barone
BrokerageCrye-Leike Realtors, Tellico Village

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