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123 Lafayette Ave, Ripley, TN, 38063

3beds
2baths
2,112sqft
$220,000
$104price/sqft
$1,684/moest. monthly cost
$67,360/yrincome needed

About This Home

Over 2100 sq feet!!!! Large rooms. Den AND Living room!! Bonus room that could be used as 4th bedroom or office. Great location just off the square in Ripley. Motivated seller! New flooring in most of the house. Would love to show you this home that is within easy walking distance to shopping, restaurants, church, and the library!! More Pictures coming soon!!!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
Ripley Elementary SchoolGrades 3-51.9 mi
3/10
Ripley Middle SchoolGrades 6-82.0 mi
2/10
Ripley High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,2 Full Primary Baths,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Wood Laminate Floors,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,112 sqft

Kitchen

  • Features: Washer/Dryer Connections

Living Room

  • Features: Separate Den,Great Room,LR/DR Combination

Property

Details

  • Parcel number: 076P C 009.00

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.46 Acres
  • Features: Level,Corner Lot
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Storage,Workshop in Garage
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance $275$3,300
Property Taxes $122$1,464
Electricity $175$2,103
Total$1,684$20,208

Income You'd Need if You Spent...

35% on housing$57,737/yr
40% on housing$50,520/yr
45% on housing$44,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 38063$88
Lauderdale County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 38063
Lauderdale County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$220,000
2012-02-21Sold$92,950
2011-11-30Listed for sale$89,950

For Sale by Agent

AgentDennis L Roe
BrokerageProperty Place

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