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865 Arnold Ln, Savannah, TN, 38372

2beds
3baths
725sqft
$289,000
$399price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

Waterfront home UNDER $300,000! Riverview home on a 0.5 acre of lot. Nestled on the scenic Tennessee River at Pickwick. This updated and move-in-ready residence offers serene water views from nearly every room. Enjoy the outdoors from your screened porch or lower-level patio, with easy access to the water. Inside, you’ll find an open-concept great room, dining area, kitchen, two bedrooms, one full bath, and two half baths—all thoughtfully arranged for comfort and convenience. Ample parking, beautiful wooded lot, and all the charm of Pickwick living. The house come fully furnished and is currently making between $2000 to $4000 a month—don’t miss your chance to make memories here!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Pickwick Southside SchoolGrades PK-84.0 mi
5/10
Hardin County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Flooring: Laminate
  • Finished area above ground: 725

Heating & Cooling

  • Heating features: Dual
  • Cooling features: Dual

Interior Area

  • Total structure area: 725
  • Total interior livable area: 725 sqft

Property

Details

  • Parcel number: 143A B 00400 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Deck,Screened
  • Exterior features: Boat Slip,Balcony,Gas Grill
  • Has view: Yes
  • View description: Lake,River,Water
  • Has water view: Yes
  • Water view: Lake,River,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,River Front
  • Topography of land: Level

Lot

  • Lot size: 0.50 Acres
  • Features: Level
  • Lot size dimensions: 90.31 x 228 x 90 x 224

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $292$3,504
Property Taxes $420$5,040
Electricity $175$2,103
Total$2,348$28,176

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$190
Hardin County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$299,000
2025-12-31Listing removed$297,500
2025-12-07Price change$297,500
2025-11-06Price change$298,000
2025-08-12Listed for sale$299,000
2021-05-14Sold$165,000
2021-02-23Listed for sale$165,000
2020-10-23Sold$148,000
2020-09-17Pending sale$155,000
2020-06-23Listed for sale$155,000
2016-06-30Sold$138,000
2007-06-29Sold$92,500
1999-01-05Sold$16,000
1998-07-27Sold$15,500
1997-07-17Sold$14,000
1996-10-25Sold$15,000

For Sale by Agent

AgentSana Shah
BrokerageThe Agency Nashville, LLC

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