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1212 Jones St, Athens, TN, 37303

2beds
1baths
852sqft
$175,000
$205price/sqft
$1,465/moest. monthly cost
$58,600/yrincome needed

About This Home

Charming and full of potential, this 2-bedroom, 1-bath home at 1212 Jones St in Athens offers comfortable living in a convenient location. Whether you're a first-time homebuyer, investor, or looking to downsize, this property presents a great opportunity to own a home with character and functionality. Inside, you'll find a cozy layout featuring original hardwood floors in the living room and bedrooms, adding warmth and timeless charm throughout the home. The practical kitchen area and inviting living spaces make everyday living comfortable and functional. Enjoy the convenience of being close to shopping, dining, schools, and everyday amenities while still having the feel of a quiet neighborhood. Don't miss your chance to make this Athens property your own! Property is being sold AS-IS, WHERE-IS.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Athens City PrimaryGrades PK-21.8 mi
6/10
6/10
Athens City IntermediateGrades 3-51.9 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Wood,Vinyl
  • Finished area above ground: 852

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 852
  • Total interior livable area: 852 sqft

Property

Details

  • Parcel number: 057H C 00500 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Topography of land: Level

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 60 x 125

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $107$1,284
Property Taxes $299$3,588
Electricity $175$2,103
Total$1,465$17,580

Income You'd Need if You Spent...

35% on housing$50,228/yr
40% on housing$43,950/yr
45% on housing$39,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 37303$144
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37303$171
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$160,000
2026-06-18Price change$175,000
2026-05-21Listed for sale$195,000

For Sale by Agent

AgentJulie Swiderski
BrokerageCENTURY 21 Legacy

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