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225 Rivers Edge Dr, Loudon, TN, 37774

4beds
3baths
3,951sqft
$899,000
$228price/sqft
$6,456/moest. monthly cost
$258,240/yrincome needed

About This Home

Stunning All-Brick 4-Bedroom Home with Lake Access & Endless Potential This gorgeous 4-bedroom, 3-bath home offers a large open floor plan with soaring vaulted ceilings, abundant natural light, and beautiful hardwood floors throughout. The spacious great room with a gas fireplace is perfect for entertaining, while the custom kitchen features solid-surface countertops, rich cabinetry, and stainless steel appliances. The luxurious master suite provides a peaceful retreat, and the home's thoughtful layout includes beautiful plantation shutters, adding charm and functionality. Step outside to the expansive front porch, ideal for enjoying morning coffee or evening cocktails with views of the nearby lake/river. Recent upgrades and features include: New Presidential Shaker 3D Shingle Roof (40-50 year, 2022), New hot water heater (2021), Transferable yearly termite contract, Split HVAC system serviced annually & Home warranty offered by the listing agent ($575 value) The property also boasts a full unfinished basement with 2,100 sq. ft., offering space for up to 6 cars, a combination of cars and boats, or future finished living areas. A workshop area is already in place for hobbies or storage. Enjoy the convenience of a second driveway with main-level access for deliveries and groceries, plus a large driveway leading to the 2-car garage. Utilities include Loudon Utility for water and gas, LCUB for electric and broadband, and Spectrum internet currently in place. Located just a short distance from the community boat ramp, dock, and picnic area, this home is a dream for those who love the water. Whether you're relaxing on the porch, entertaining in the spacious great room, or envisioning the endless possibilities of the basement, this home offers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Loudon Elementary SchoolGrades PK-52.2 mi
5/10
Ft Loudoun Middle SchoolGrades 6-81.8 mi
6/10
Loudon High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished,Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Bonus Room
  • Window features: Windows - Vinyl
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Marble,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Ceiling,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,951
  • Total interior livable area: 3,951 sqft

Property

Details

  • Parcel number: 032M A 007.00

Features

  • Exterior features: Prof Landscaped
  • Has view: Yes
  • View description: Country Setting,Trees/Woods
  • Has water view: Yes
  • Waterfront features: Lake/Water Access

Lot

  • Lot size: 0.61 Acres
  • Features: Cul-De-Sac,Corner Lot,Irregular Lot,Rolling Slope
  • Lot size dimensions: 221 x 117 Irr

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Off Street,Garage Door Opener,Basement,Main Level
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $266$3,192
Property Taxes $1,324$15,888
Electricity $321$3,852
Total$6,456$77,472

Income You'd Need if You Spent...

35% on housing$221,348/yr
40% on housing$193,680/yr
45% on housing$172,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$214
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$949,000
2025-10-29Price change$969,000
2025-10-01Listed for sale$1,099,000
2016-11-10Sold$368,000
2016-08-10Price change$384,900
2016-08-01Price change$389,000
2016-04-20Price change$389,900
2015-06-15Listed for sale$395,000
2010-08-20Sold$319,000
2010-06-12Price change$419,900
2010-04-15Price change$399,900
2010-03-09Price change$409,000
2010-02-20Listed for sale$419,900
2001-06-14Sold$39,900
1996-12-27Sold$35,000

For Sale by Agent

AgentJesse Curtis Vose
BrokerageRealty Executives Associates

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