417 River Rd, Loudon, TN, 37774
About This Home
Perched atop a hill overlooking the Tennessee River, this custom brick home offers a peaceful, private retreat. The expansive front porch provides the perfect place to relax, unwind, and take in breathtaking sunsets along with seasonal views of the river. Filled with natural light, the large, open family room features a vaulted ceiling and a brick fireplace. The thoughtfully designed main level features a private primary suite, a secondary suite, two additional bedrooms, a full bath, and a convenient laundry room. The generous kitchen offers ample cabinetry, abundant workspace, and a large walk-in pantry. The lower level adds even more flexibility, with a fifth bedroom, a full bath, a playroom, and a media room. An added unfinished 560-square-foot space, currently used as a workout studio, offers excellent potential for future living space, while a separate 230-square-foot storage room provides space for everything from holiday decorations to recreational gear and workshop essentials. The home is conveniently located just minutes from historic Downtown Loudon and the Loudon Municipal Park. Nearby, I-75 provides easy access to Farragut shopping and downtown Knoxville. A roof replacement will be completed this month. Other recent improvements include a tankless water heater (2026), a new HVAC system, a Generac whole-house generator, and a radon mitigation system (2023).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Construction materials: Other,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Oven,Washer
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Partially Finished,Other
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Walk-In Closet(s),Pantry,Ceiling Fan(s),High Speed Internet
- Flooring: Carpet,Wood,Other,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,152
- Finished area above ground: 2,552
Heating & Cooling
- Heating features: Central,Electric,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,704
- Total interior livable area: 3,704 sqft
Kitchen
- Features: Pantry
- Level: Pantry
Living Room
- Features: Great Room
- Level: Great Room
Other
- Features: Utility Room
- Level: Utility Room
Property
Details
- Parcel number: 040D A 01500 000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Porch,Covered
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Topography of land: Rolling Slope
Lot
- Lot size: 0.94 Acres
- Features: Rolling Slope
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,279 | $39,348 |
| Home Insurance | $192 | $2,304 |
| Property Taxes | $183 | $2,196 |
| Electricity | $300 | $3,611 |
| Total | $3,954 | $47,448 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $648,500 |
| 2026-07-14 | Listing removed | $648,500 |
| 2026-07-14 | Listed for sale | $648,500 |
| 2026-07-02 | Pending sale | $648,500 |
| 2026-06-19 | Listed for sale | $648,500 |
| 2026-05-08 | Listing removed | $644,500 |
| 2026-04-20 | Price change | $644,500 |
| 2026-03-03 | Price change | $645,000 |
| 2026-01-27 | Price change | $650,000 |
| 2026-01-04 | Price change | $670,000 |
| 2025-11-20 | Listed for sale | $685,000 |
| 2023-02-24 | Sold | $620,000 |
| 2022-11-29 | Pending sale | $599,000 |
| 2022-11-17 | Price change | $599,000 |
| 2022-10-10 | Price change | $625,000 |
| 2022-09-23 | Listed for sale | $649,500 |
| 2022-07-22 | Sold | $430,000 |
| 2009-04-17 | Sold | $214,500 |
| 2007-06-27 | Sold | $30,000 |
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