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3017 Hardy Rd, White Pine, TN, 37890

5beds
4baths
4,044sqft
$975,000
$241price/sqft
$6,961/moest. monthly cost
$278,440/yrincome needed

About This Home

Set on 5 picturesque acres, this exceptional 5-bedroom, 3.5-bath mini-farm offers the perfect blend of comfort, functionality, and room to grow--complete with a beautiful spring-fed creek running through the property, adding both charm and natural serenity. The home features a spacious primary suite on the main level, providing convenient one-level living alongside expansive common areas ideal for everyday living and entertaining. The main level showcases generous living spaces anchored by a well-equipped kitchen, thoughtfully designed for gatherings large or small. Upstairs, you'll find the remaining bedrooms along with a fantastic entertainment area complete with a kitchenette, making it an ideal space for movie nights, game days, or extended-stay guests. The full basement is wide open and ready to be customized to suit your needs, offering abundant garage space and storage for vehicles, tools, or recreational equipment. Step outside to the back patio featuring custom hardwood stamped concrete, where you can unwind in the hot tub or simply relax and take in the peaceful setting. Adding incredible value to the property is the impressive 40x60 shop, perfectly suited for equipment storage, hobbies, or a working shop. This space includes a loft, bathroom, heated office area, and plenty of room to spread out. Even your four-legged companions are well cared for with their own designated area featuring an underground fence, concrete pad, and water and drain setup. Conveniently located near Interstate 81, this property offers easy access to the Tri-Cities, Knoxville, and the Great Smoky Mountains, making it an ideal combination of country living with excellent connectivity. Call today to schedule your private showing of this remarkable mini-farm property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
4/10
Jefferson Virtual AcademyGrades 1-1210.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Gas Water Heater,Instant Hot Water,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,High Speed Internet,His and Hers Closets,In-Law Floorplan,Kitchen Island,Pantry,Recessed Lighting,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 4,044

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,044 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors,Accessible Entrance,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer,Central Living Area

Details

  • Parcel number: 018 05106 000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Exterior features: Rain Gutters
  • Spa features: Bath
  • Fencing: Invisible
  • Has view: Yes
  • View description: Meadow,Mountain(s),Rural,Trees/Woods
  • Waterfront features: Creek
  • Horses can be raised: Yes

Lot

  • Lot size: 5.03 Acres
  • Features: Agricultural,Back Yard,Cleared,Farm,Front Yard,Landscaped,Level,Pasture,Sloped,Steep Slope,Views,Wooded
  • Lot size dimensions: 448 x 676 IRR

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance $515$6,180
Property Taxes $1,188$14,256
Electricity $328$3,942
Total$6,961$83,532

Income You'd Need if You Spent...

35% on housing$238,662/yr
40% on housing$208,830/yr
45% on housing$185,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 37890$188
Jefferson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 37890$216
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$975,000
2026-03-30Price change$999,000
2026-03-02Price change$1,099,000
2026-02-10Price change$1,150,000
2025-12-31Listed for sale$1,200,000
2025-11-24Listing removed$1,174,999
2025-10-17Price change$1,174,999
2025-09-19Price change$1,224,999
2025-08-11Price change$1,247,499
2025-05-22Listed for sale$1,249,999
2014-04-25Sold$25,000
2013-06-24Listing removed$349,900
2013-04-25Listed for sale$349,900
2012-12-21Sold$327,000
2012-08-04Listed for sale$349,900
2012-07-03Listing removed$349,900
2012-04-25Listed for sale$349,900
2012-02-27Listing removed$389,900
2012-02-18Price change$389,900
2011-06-09Price change$349,900
2011-01-20Listed for sale$379,900

For Sale by Agent

AgentLisa Brown
BrokerageCrye-Leike Premier Real Estate LLC

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