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45 Mariner Point, Savannah, TN, 38372

6beds
7baths
6,031sqft
$2,000,000
$332price/sqft
$15,538/moest. monthly cost
$621,520/yrincome needed

About This Home

Lake living at its finest. This expansive waterfront home offers over 6,000 square feet of beautifully designed living space with an open floor plan, soaring ceilings, hardwood floors, and stunning lake views throughout. Built for large families and those who love life on the water, the property is packed with exceptional indoor and outdoor amenities. The chef’s kitchen features Viking appliances, Sub-Zero refrigerators, a huge eat-in area, and a spacious pantry. A separate guest house adds incredible flexibility with a second kitchen and two queen beds, making it ideal for visitors or extended family. Outside, enjoy everything you need for the ultimate lakefront lifestyle, including two uncovered slips with lifts, a boathouse with boat tram, a dock for a large boat, a pool, and an outdoor kitchen.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
5/10
Hardin County High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Self Cleaning Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Hardwood Floor,Private Full Bath,Smooth Ceiling
  • Level: First
  • Area: 176

Bedroom3

  • Features: Carpet,Private Full Bath,Smooth Ceiling
  • Level: Second
  • Area: 256

Bedroom4

  • Features: Carpet,Private Full Bath,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedroom5

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 300

Den

  • Area: 360

Dining Room

  • Area: 210

Features

  • 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Renovated Bathroom,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Eff/Studio,Smooth Ceiling,High Ceilings,Vaulted/Coff/Tray Ceiling,Walk-In Closet(s),Den/Great Room,Kitchen,Primary Bedroom,2 or More Baths,Laundry Room,Keeping/Hearth Room,2 or More Baths,3rd Bedroom,4th or More Bedrooms,Media Room,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Door features: Steel Insulated Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Hardwood,Part Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Vented Gas Fireplace,In Den/Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 6,031 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Eat-in Kitchen,Breakfast Bar,Pantry,Kitchen Island,Washer/Dryer Connections,Keeping/Hearth Room
  • Area: 176

Living Room

  • Features: Great Room,LR/DR Combination

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Vaulted/Coffered Ceiling,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 137KD01700000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered Patio,Deck
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake/Pond on Property,Waterfront,Water Access,Cove

Lot

  • Features: Level,Landscaped
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Storage,Garage Door Opener,Garage Faces Front,Gated
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance $2,024$24,288
Property Taxes $2,911$34,932
Electricity $490$5,880
Total$15,538$186,456

Income You'd Need if You Spent...

35% on housing$532,731/yr
40% on housing$466,140/yr
45% on housing$414,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$184
Hardin County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$2,000,000
2025-08-14Listing removed$2,290,000
2025-02-13Listed for sale$2,290,000
2024-11-04Listing removed$2,290,000
2024-08-05Price change$2,290,000
2024-04-30Listed for sale$2,475,000
2004-03-19Sold$175,000
2002-06-03Sold$140,000
1998-08-28Sold$106,907

For Sale by Agent

AgentRandy S Rinks
BrokerageCrye-Leike Pickwick

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