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407 Tecumseh Point, Loudon, TN, 37774

4beds
3baths
3,028sqft
$649,900
$215price/sqft
$4,681/moest. monthly cost
$187,240/yrincome needed

About This Home

Welcome to your beautifully maintained 4-bedroom, 3-bathroom basement rancher nestled in the heart of the prestigious Tellico Village Community in Loudon, TN! This gorgeous home offers a perfect blend of comfort, functionality, and updates, ideal for both everyday living & entertaining. Step inside to discover a spacious main level with an inviting living area and updated kitchen with modern finishes, including a brand-new refrigerator and Bosch dishwasher, sleek granite countertops and abundant cabinetry & counterspace. Hard surface flooring flows throughout the whole main level, creating a clean and polished aesthetic. The bright and inviting enclosed sunroom is a true highlight. Complete with a cozy fireplace this makes a perfect spot to unwind year-round. Also, on the main floor you'll find the primary suite with private bath and large walk-in closet, two additional bedrooms and full bathroom. Travel downstairs to the fully finished basement offering a generous family room with gas fireplace, additional bedroom and full bathroom perfect for guests and the expansive workshop/storage area ideal for hobbies, projects and those extra storage needs. Walk outdoors and you will feel like you have stepped into your own private oasis. The large patio deck is an ideal space for entertaining or simply enjoying the picturesque outdoor surroundings. The professionally landscaped and hardscaped areas have been meticulously cared for and the irrigation system offers easy maintenance and ensures lush, healthy grounds year-round. All of this located in the highly desirable Tellico Village Community where residents enjoy access to golf, lake amenities, walking trails, wellness facilities and a vibrant active lifestyle. Don't miss the opportunity to tour this amazing home and see all it has to offer for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Steekee Elementary SchoolGrades PK-54.4 mi
5/10
Ft Loudoun Middle SchoolGrades 6-85.6 mi
6/10
Loudon High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Frame,Stone,Vinyl Siding,Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Ceiling Fan(s),Kitchen Island
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,412
  • Finished area above ground: 1,616

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,028
  • Total interior livable area: 3,028 sqft

Other

  • Features: Florida Room
  • Level: Florida Room

Other

  • Features: Office
  • Level: Office

Property

Details

  • Parcel number: 051A A 01900 000
  • Special condition: Standard
  • Other equipment: Irrigation System

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Cul-De-Sac,Other,Rolling Slope

Lot

  • Lot size: 0.56 Acres
  • Features: Cul-De-Sac,Other,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $192$2,304
Property Taxes $957$11,484
Electricity $246$2,952
Total$4,681$56,172

Income You'd Need if You Spent...

35% on housing$160,491/yr
40% on housing$140,430/yr
45% on housing$124,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 37774$215
Loudon County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 37774$254
Loudon County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$649,900
2026-01-22Price change$674,900
2025-11-18Price change$699,900
2025-10-24Price change$724,900
2025-09-24Price change$745,000
2025-09-10Price change$749,900
2025-06-18Price change$759,900
2025-05-30Listed for sale$785,000
1998-07-28Sold$203,900

For Sale by Agent

AgentJennifer Vineyard-Curtis
BrokerageSmoky Mountain Realty LLC

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