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451 Highland Acres, Mountain City, TN, 37683

3beds
3baths
1,822sqft
$525,000
$288price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

Amazing Views and Spacious Living! This beautiful home is located in quiet Highland Acres, just two minutes from downtown Mountain City and all its amenities. The home offers one-level living on a nice double lot with long-range mountain views. Inside, you will find a large eat-in kitchen with oak cabinetry and access to a huge deck for relaxing, entertaining and taking in the views. You will also find a wood paneled den with a fireplace, a living room, three bedrooms, two full baths and one half bath, a laundry room and attached two car garage. The walk-out basement is partially finished and plumbed for an additional bathroom. So, it could be utilized for additional living space, storage or even a workshop. Call today to schedule your private tour!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10

Construction

Condition

  • Property condition: Average
  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Full,Partial Cool,Partial Heat,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Den
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,644
  • Total interior livable area: 1,822 sqft

Property

Details

  • Parcel number: 048b A 01200 000
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Front Porch
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level, Sloped

Lot

  • Lot size: 1.22 Acres
  • Lot size dimensions: 202 x 264

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $276$3,312
Property Taxes $148$1,776
Electricity $175$2,103
Total$3,253$39,036

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 37683$177
Johnson County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 37683
Johnson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$525,000
2022-06-28Sold$180,000
2021-11-05Sold$320,000
2021-09-17Contingent$359,900
2021-08-12Listed for sale$359,900

For Sale by Agent

AgentKen Tolliver
BrokerageMullins Real Estate & Auction

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