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205 N Ferguson Ave, Cookeville, TN, 38501

6beds
4baths
2,903sqft
$452,000
$156price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Welcome to 205 N Ferguson Ave in Cookeville-a spacious property full of potential and ready for your vision. With approximately 2,903 square feet (reflecting recent additions), this home offers a generous layout that's perfect for those looking to renovate, invest, or create a truly custom living space. Situated on a desirable lot in an established area, the property provides a strong foundation with ample room to reimagine and add value. Whether you're an investor seeking your next project or a buyer ready to design your dream home, the possibilities here are extensive. Conveniently located near local shopping, dining, and Tennessee Technological University, this property combines location and opportunity. Bring your creativity and unlock the full potential of this unique home.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Capshaw Elementary SchoolGrades PK-40.5 mi
4/10
8/10
Cookeville High SchoolGrades PK,9-121.9 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Interior Area

  • Total structure area: 2,903
  • Total interior livable area: 2,903 sqft

Property

Details

  • Parcel number: 053D C 034.03

Lot

  • Lot size: 10,837 sqft
  • Lot size dimensions: 67.34 x 160.94 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,285$27,420
Home Insurance $229$2,748
Property Taxes $180$2,160
Electricity $235$2,830
Total$2,929$35,148

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$475,000
2004-03-16Sold$150,500

For Sale by Agent

AgentJeremy Wilson
BrokerageThe Property Company

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