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3754 Shady Oak Cir, Cookeville, TN, 38501

5beds
2baths
2,688sqft
$359,900
$134price/sqft
$2,362/moest. monthly cost
$94,480/yrincome needed

About This Home

Welcome to 3754 Shady Oak Circle in Cookeville, TN! This impressive 5-bedroom, 2-full-bath home offers 2,688 square feet of well-designed living space, nestled on an oversized, wooded 0.88 acre lot that provides exceptional privacy and peaceful surroundings. Step inside from the inviting covered front porch to discover a warm, spacious layout featuring a welcoming living room with bay window, a dedicated dining area, and a functional kitchen packed with loads of cabinet space for all your storage needs. The flexible family room/bonus room serves as the ideal setup for an entertainment hub, playroom, or cozy lounge, complete with space ready to re-install a wood-burning stove to keep things extra cozy during cooler months. A generous oversized storage closet keeps organization effortless, while all five bedrooms provide plenty of comfort and room to grow. Outside, enjoy quiet mornings on the porch or patio listening to nature or host weekend gatherings in your expansive, tree-shaded backyard. Conveniently located near Cookeville amenities while retaining that quiet, country feel, this rare find is ready for you to make it home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Upperman Middle SchoolGrades 5-82.9 mi
5/10
Upperman High SchoolGrades 9-123.1 mi
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 165.6667

Bedroom3

  • Level: Main
  • Area: 139.0278

Bedroom4

  • Level: Main
  • Area: 188.9028

Bedroom5

  • Level: Main
  • Area: 155.4514

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 5

Dining Room

  • Level: Main
  • Area: 159.9167

Family Room

  • Level: Main
  • Area: 234.0139

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Kitchen

  • Level: Main
  • Area: 143.9167

Living Room

  • Level: Main
  • Area: 211.1667

Master Bedroom

  • Level: Main
  • Area: 216.125

Property

Details

  • Parcel number: 038L A 011.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered,Patio

Lot

  • Lot size: 0.88 Acres
  • Features: Irregular Lot,Wooded,Trees
  • Lot size dimensions: 192 x 200

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $182$2,184
Property Taxes $143$1,716
Electricity $218$2,620
Total$2,362$28,344

Income You'd Need if You Spent...

35% on housing$80,982/yr
40% on housing$70,860/yr
45% on housing$62,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$359,900
2023-01-18Sold$289,000
2022-12-09Contingent$299,900
2022-11-03Listed for sale$299,900
2022-10-26Contingent$299,900
2022-10-21Listed for sale$299,900
2022-10-07Contingent$299,900
2022-10-03Listed for sale$299,900
2022-09-12Contingent$299,900
2022-08-29Listed for sale$299,900
1998-10-13Sold$71,000

For Sale by Agent

AgentAmanda Wiegand-Selby
BrokerageHighlands Elite Real Estate LLC

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