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495 Bear Hollow Rd, Oneida, TN, 37841

5beds
3baths
2,520sqft
$469,000
$186price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

Built in Equity in this property with recent price reductions Big Southfork National Park Area in Angel Falls - Family Compound or Air B&B 2 Cabins sitting on 6.5 Acres For complete privacy this property has 2- adjoining properties listed separate. MLS# 1333547 containing 3.06 Acres and MLS# 1333588 containing 3.6 acres The main cabin thoughtfully designed for single-level living, with all four bedrooms and two full bathrooms located on the main floor. Ample space with 1920 square feet, creating a comfortable and practical layout for both everyday living and hosting guests. July 2026 replaced guttering with new 6' gutters and downspouts. Inside, the home welcomes you with a warm, inviting atmosphere highlighted by an open-concept living area. A stacked-stone gas fireplace serves as the focal point, adding both character and comfort to the space. The kitchen has been tastefully updated with new cabinetry and features a large island with seating, ideal for casual meals, entertaining, or gathering with family while meals are prepared. The layout allows for a natural flow between the kitchen and living areas, making the home feel both spacious and connected. The primary suite offers a private retreat with generous closet space and an en-suite bathroom featuring a custom tiled walk-in shower with dual shower heads. Additional bedrooms provide ample space for family or guests. A standout feature of the home is the mud room, accessible from the side porch, which includes a tiled stand-up shower and utility area--perfect for cleaning up after outdoor activities, caring for pets, or managing daily tasks with ease. Throughout the cabin, rustic character is carried through with log siding both inside and out, complemented by tongue-and-groove walls and ceilings. Live-edge trim around doors and windows adds a distinctive, handcrafted touch that enhances the home's natural appeal. A gas furnace provides efficient heating, while central air ensures year-round comfort. Positioned just across from the main cabin, the secondary cabin offers approximately 600 square feet of additional living space and is ideal for guests, extended family, or potential short-term rental use. This space features an open-concept living and kitchen area, a private bedroom, and a bathroom with laundry. An attached two-car carport adds convenience, while covered porches on two sides, complete with hand-hewn railings, provide a peaceful setting to relax and take in the surrounding wildlife and scenery. The location is a defining feature of this property. Situated near Oneida, you are just minutes from local amenities including shopping, dining, schools, and medical facilities, while still enjoying the privacy of a rural setting. For outdoor and equestrian enthusiasts, the proximity to Big South Fork National River and Recreation Area is exceptional. With a trailhead entrance approximately one mile away, horseback riders can access an extensive network of trails directly from the property. The area is also widely known for hiking, mountain biking, kayaking, rock climbing, and exploring miles of scenic terrain. The surrounding community reflects the best of East Tennessee living--quiet, welcoming, and deeply connected to the outdoors. Whether spending time on the trails, enjoying nearby rivers, or simply taking in the natural beauty of the region, the lifestyle here is centered around both relaxation and recreation. Located approximately 60 miles from Knoxville, the property offers convenient access to a larger city while maintaining the peace and space that make this area so desirable. This is a property that balances comfort, versatility, and location in a way that is increasingly difficult to find. Contact the listing agents for your private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
Scott High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Log,Block,Frame,Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Kitchen Island
  • Window features: Wood Frames,Insulated Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 050 08301 000

Features

  • Exterior features: Detached Workshop

Lot

  • Lot size dimensions: 712 x 587 x 199 x 783

Parking

  • Parking features: Off Street,On Premise Parking,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance $432$5,184
Property Taxes $614$7,368
Electricity $204$2,457
Total$3,621$43,452

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 37841$149
Scott County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37841
Scott County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$445,000
2026-07-06Price change$469,000
2026-06-23Price change$499,900
2026-06-15Price change$529,000
2026-05-30Price change$539,000
2026-05-02Price change$549,000
2026-03-20Listed for sale$569,000
2026-03-18Listing removed$569,000
2026-01-16Price change$569,000
2025-12-28Price change$584,000
2025-11-19Price change$589,000
2025-08-11Price change$599,000
2025-07-28Price change$634,000
2025-07-11Price change$639,000
2025-06-30Price change$679,000
2025-06-07Listed for sale$689,000

For Sale by Agent

AgentSherry Lambert
BrokerageTennessee Life Real Estate Professionals

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