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107 Oak Valley Cir, Smyrna, TN, 37167

2beds
3baths
1,224sqft
$249,000
$203price/sqft
$1,638/moest. monthly cost
$65,520/yrincome needed

About This Home

This move-in ready townhouse offers comfort, convenience, and an excellent value in a growing area! The main level features a great floor plan, including a spacious living room, and eat-in kitchen. The kitchen is a standout feature, complete with an island, huge pantry, and a dining area. Plus, all kitchen appliances remain, making your move even easier. Just off the kitchen, step onto the private patio with outdoor storage, which opens to a lush, common green space—ideal for enjoying the outdoors without the maintenance. The second level offers two bedrooms, each with its own private bath and large closet, creating a flexible setup that feels like having two primary suites. The laundry area is conveniently located between the bedrooms, adding everyday practicality. The home also includes two assigned parking spaces, providing convenient, reliable parking just steps from your front door. Located just minutes from shopping, coffee shops, restaurants, and everyday conveniences, this home combines low-maintenance living with an unbeatable location.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
Rocky Fork Middle SchoolGrades 6-81.1 mi
6/10
Smyrna High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential,Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 255
  • Dimensions: 17x15

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 196
  • Dimensions: 14x14

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 033 04000 R0019960
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Patio
  • Fencing: Privacy
  • Topography of land: Level

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $105$1,260
Property Taxes $99$1,188
Electricity $175$2,103
Total$1,638$19,656

Income You'd Need if You Spent...

35% on housing$56,160/yr
40% on housing$49,140/yr
45% on housing$43,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 37167$208
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 37167$218
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$255,600
2026-04-01Listing removed$256,500
2025-11-06Price change$256,500
2025-10-13Price change$269,000
2025-09-25Price change$280,000
2025-09-12Listed for sale$300,000
2022-12-28Sold$254,000
2022-12-12Contingent$255,900
2022-12-09Price change$255,900
2022-11-25Listed for sale$259,900

For Sale by Agent

AgentRebekah Shaffer Malone
BrokerageCompass RE

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