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6091 Carrs Chapel Rd, Silver Point, TN, 38582

2beds
1baths
952sqft
$215,000
$226price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Step into country living with this charming 1940-built farmhouse nestled on 1.56 peaceful acres. This 2-bedroom, 1-bath, 952 sq ft home offers the perfect blend of rustic character and practical functionality, making it an ideal property for a hobby farm, first-time homebuyer, or investment opportunity. Outside, the property is ready for your farming or homesteading dreams with: Two outbuildings for storage, workspace, or equipment Livestock shed for animals Installed electric fencing for added convenience Open space suitable for gardening, animals, or expansion. Whether you're looking to start a small farm, invest, or settle into a peaceful rural lifestyle, this property has incredible potential!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Baxter Elementary SchoolGrades 2-45.1 mi
5/10
Upperman Middle SchoolGrades 5-86.5 mi
5/10
Upperman High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Washer,Dryer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Single Pane Windows
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 092 046.00

Features

  • Patio & porch: Porch,Deck

Lot

  • Lot size: 1.56 Acres
  • Features: Irregular Lot
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance $166$1,992
Property Taxes $86$1,032
Electricity $175$2,103
Total$1,514$18,168

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 38582$243
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38582$321
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$199,000
2026-07-30Price change$215,000
2026-07-09Price change$223,000
2026-06-15Listed for sale$227,500
2023-11-22Sold$185,000
2023-02-23Listing removed$185,000
2023-01-06Listed for sale$185,000
2022-09-07Sold$169,900
2022-08-15Pending sale$169,900
2022-08-03Contingent$169,900
2022-07-07Listed for sale$169,900
2022-06-15Pending sale$169,900
2022-06-08Contingent$169,900
2022-05-25Listed for sale$169,900
2000-02-18Sold$62,500

For Sale by Agent

AgentHeather Moore
BrokerageThe Realty Firm

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