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205 Riverside Dr N, Carthage, TN, 37030

4beds
3baths
2,572sqft
$344,900
$134price/sqft
$2,347/moest. monthly cost
$93,880/yrincome needed

About This Home

NEW ON MARKET- Welcome to this spacious 4 bedroom 3 bath home located within the city limits of Carthage- where comfort, space and convenience come together. Home features include updated kitchen w/modern white cabinetry, quartz & butcher block countertops, stainless applicances, & convenient walk-in pantry area. Large primary suite features enormous walk-in closet, large enough to accomodate furniture & a private bath w/double vanity and walk-in shower. A thoughtfully designed walk-through mudroom includes laundry & additional storage for convenience and organization. The four-season room, located just off the living space, is filled w/natural light & offers scenic views of the backyard, creating a seamless connection to the outdoor space. Outdoor features both a fenced front & back yard, ideal for pets or entertatining, along with an outdoor storage building & partial basement that provide even more storage. You will love the space this home has to offer. Call today for your showing.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Smith County High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Microwave,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Partial,Crawl Space

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Main
  • Area: 156

Bedroom4

  • Level: Main
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 110

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 2,572 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 322

Master Bedroom

  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 010.00
  • Zoning: 046

Features

  • Levels: One
  • Patio & porch: Porch,Sunroom
  • Fencing: Fenced

Lot

  • Lot size: 0.48 Acres
  • Lot size dimensions: 100 x 223

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $272$3,264
Property Taxes $123$1,476
Electricity $208$2,507
Total$2,347$28,164

Income You'd Need if You Spent...

35% on housing$80,468/yr
40% on housing$70,410/yr
45% on housing$62,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 37030$142
Smith County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 37030$185
Smith County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Contingent$344,900
2026-08-15Pending sale$344,900
2026-07-04Price change$344,900
2026-05-27Price change$349,900
2026-04-30Listed for sale$359,900
2003-07-15Sold$122,500

For Sale by Agent

AgentJudy Smith
BrokerageBlackwell Realty & Auction Carthage

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