See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

154 High Top Rd, Reliance, TN, 37369

5beds
4baths
3,571sqft
$750,000
$210price/sqft
$5,569/moest. monthly cost
$222,760/yrincome needed

About This Home

Experience the beauty of mountain living in this one-of-a-kind retreat in Reliance, TN! Nestled on 11 private acres, this stunning property showcases breathtaking mountain views, lush landscapes, and an abundance of fruit trees and bushes ? all producing. Designed for both comfort and craftsmanship, this home features 5 bedrooms, 4 bathrooms, and custom wood engravings that add warmth and character throughout. The open-concept living room and kitchen provide the perfect gathering space, highlighted by two fireplaces that create a cozy mountain ambiance. Step outside to the wrap-around porch and take in the peaceful surroundings, or head downstairs to the walk-out basement complete with a wet bar and plenty of room for entertaining. Outdoors, enjoy two gun ranges, a greenhouse, and a small pond, ideal for those who appreciate nature and self-sufficient living. This home is more than a place to live ? it's an experience. It truly must be seen in person to be fully appreciated and to understand its remarkable beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Benton Elementary SchoolGrades PK-512.4 mi
4/10
Chilhowee Middle SchoolGrades 6-812.4 mi
4/10
Polk County High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher,Gas Cooktop,Trash Compactor,Water Heater
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Bar,Double Vanity,Kitchen Island,Wet Bar,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,191
  • Finished area above ground: 2,380

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,571
  • Total interior livable area: 3,571 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Loft

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 021 025.10
  • Special condition: Standard
  • Other equipment: Call Listing Agent,Generator

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Wrap Around
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 11.08 Acres
  • Features: Rolling Slope,Steep Slope,Rural
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance $447$5,364
Property Taxes $1,040$12,480
Electricity $290$3,481
Total$5,569$66,828

Income You'd Need if You Spent...

35% on housing$190,937/yr
40% on housing$167,070/yr
45% on housing$148,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 37369$134
Polk County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 37369$278
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$875,000
2026-02-16Listing removed$875,000
2026-01-19Price change$875,000
2025-10-16Listed for sale$900,000
2025-10-13Listing removed$899,900
2025-08-02Price change$899,900
2025-07-11Price change$915,000
2025-06-20Listed for sale$949,900
2025-05-15Listing removed$950,000
2025-02-23Price change$950,000
2025-01-16Price change$975,000
2024-07-31Price change$1,000,000
2024-02-27Price change$1,050,000
2023-12-31Price change$1,100,000
2023-10-18Listed for sale$1,150,000
2023-09-09Listing removed--
2023-03-06Price change$999,999
2022-09-08Price change$1,100,000
2022-08-12Listed for sale$1,000,000
2011-03-02Sold$35,000

For Sale by Agent

AgentDrew Carey
BrokerageEXP Realty, LLC

Similar Homes