395 Ashley Ln, Oneida, TN, 37841
About This Home
ONLINE ONLY ABSOLUTE AUCTION 395 Ashley Ln. • Oneida, TN 37841 STARTS: TUESDAY • MAY 12 • 11 AM EST. ENDS: TUESDAY • MAY 26 • 11 AM EST. OPEN HOUSE: TUESDAY • MAY 12 • 4 - 6 PM EST. Located in the desirable Springwood Subdivision, this 4± acre property offers a unique opportunity with two well-defined tracts- ideal for a primary residence with additional land or future building potential. Tract 1 consists of 2.99± acres and provides an excellent additional lot. The land is mostly wooded with some cleared area, offering a nice balance of natural surroundings and usable space for a potential homesite or expansion. Tract 2 features a 4 bedroom, 3 bathroom home situated on 1.01± acres, offering 2,244 sqft of living space. Inside, you'll find hardwood floors throughout and a spacious layout, highlighted by a large dining and kitchen area that flows seamlessly into the living room-perfect for everyday living and entertaining. The home also includes a sunroom, providing a bright and comfortable space to enjoy year-round. With its location in an established subdivision and the added benefit of an extra tract, this property presents a great combination of space, flexibility, and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 0
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 0
- Total interior livable area: 2,244 sqft
Property
Details
- Parcel number: 05118700000
- Lease amount: 0
- Special condition: Absolute Auction,Auction
Lot
- Lot size: 4 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $322 | $3,864 |
| Property Taxes | $119 | $1,428 |
| Electricity | $182 | $2,187 |
| Total | $2,392 | $28,704 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
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