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11393 Cookeville Boat Dock Rd, Baxter, TN, 38544

2beds
2baths
2,256sqft
$295,000
$131price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

2/1 Buydown available with local lender on this home. Peaceful country living minutes from Center Hill Lake and the convenience of Cookeville. This charming home sits on over an acre and features a covered front porch, level grounds, and a large backyard with plenty of garden area. Walking in, you'll find soaring ceilings, a fireplace, and wood details throughout. Primary suite is off the living area and includes updated carpet, access to the back deck, a walk-in closet, dbl vanity, and a walk-in shower + sauna area. Formal dining area is off eat-in kitchen and looks out onto the back deck. The guest room and bathroom which has also been updated. The loft overlooks the living area and has a balcony overlooking backyard + a wet bar area, and can be a 3rd bedroom or great office + flex space. 13 month home warranty for peace of mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Baxter Elementary SchoolGrades 2-48.1 mi
5/10
Upperman Middle SchoolGrades 5-89.5 mi
5/10
Upperman High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Range,Electric Water Heater
  • Laundry features: In Basement,Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Walk-Out Access,Unfinished

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • New Floor Covering,Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,256
  • Total interior livable area: 2,256 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 128 006.03

Features

  • Levels: One and One Half
  • Patio & porch: Porch,Deck
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 1.20 Acres
  • Features: Horse Property,Wooded,Cleared,Views
  • Lot size dimensions: 192 x 279

Parking

  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $161$1,932
Property Taxes $117$1,404
Electricity $183$2,199
Total$1,952$23,424

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 38544$152
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38544$193
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$295,000
2026-07-14Contingent$295,000
2026-07-14Pending sale$295,000
2026-06-30Listed for sale$295,000
2001-02-23Sold$110,000

For Sale by Agent

AgentHeather Skender-Newton
BrokerageSkender-Newton Realty

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