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460 Spring Dr, Signal Mountain, TN, 37377

4beds
4baths
3,049sqft
$739,900
$243price/sqft
$5,339/moest. monthly cost
$213,560/yrincome needed

About This Home

Recently constructed home on a quiet cul-de-sac located in a peaceful, established Signal Mountain neighborhood. Generous interior living spaces flow out to ample front and back porches. The gracious entry hall, with dining and office/flex off to each side, opens to the expansive living and kitchen area. Plenty of natural light and a direct fireplace add to the lovely atmosphere. Kitchen has timeless, quartz countertops, walk-in pantry, counter, depth, fridge, and abundant cabinet space. Versatile island provides a huge work surface and additional seating area. Main level master suite has a luxurious bathroom, complete with double sinks, double shower, soaking tub, and large walk-in closet. A first floor full hall bath, and a spacious laundry room with laundry sink adds to the easy livability. Upstairs there are two bedrooms that share a half bath, and a third bedroom has its own private bathroom. A large unfinished bonus room at approximately 500 more square feet and provides many options for storage or future living space. Details include premium engineered, hardwood floors, fiber, cement, siding, and encapsulated crawlspace. Two bay side, entry garage, beautiful landscaping, and large yard, add to the home's appeal.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Sequatchie Co High SchoolGrades 9-1220.0 mi
5/10
Griffith Elementary SchoolGrades PK-410.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Metal,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Disposal,Dishwasher,Electric Oven,Electric Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air,Electric

Features

  • Kitchen Island,Other,Walk-In Closet(s),Wired for Data
  • Flooring: Carpet,Tile
  • Fireplace: Yes
  • Finished area above ground: 2,660

Interior Area

  • Total structure area: 3,049
  • Total interior livable area: 3,049 sqft

Property

Details

  • Parcel number: 092b A 03200 000

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: 63 x 252 x 322 x 225

Parking

  • Total spaces: 2
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance $238$2,856
Property Taxes $1,113$13,356
Electricity $247$2,972
Total$5,339$64,068

Income You'd Need if You Spent...

35% on housing$183,051/yr
40% on housing$160,170/yr
45% on housing$142,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 37377$293
Sequatchie County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 37377
Sequatchie County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$749,000
2026-01-13Listing removed$758,000
2025-10-28Listed for sale$758,000
2025-09-19Contingent$758,000
2025-07-21Price change$758,000
2025-05-28Price change$769,000
2025-04-24Listed for sale$779,000
2025-03-24Listing removed$800,000
2024-09-25Listed for sale$800,000
2024-09-08Listing removed$776,000
2024-05-13Price change$776,000
2024-03-22Listed for sale$790,000
2024-03-16Listing removed--
2023-09-16Listed for sale$790,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services, LLC

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