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614 Bradford Trce, Cookeville, TN, 38501

4beds
3baths
3,458sqft
$464,900
$134price/sqft
$3,050/moest. monthly cost
$122,000/yrincome needed

About This Home

Beautiful all-brick, 4-bedroom, 3-bath split-level home offering approximately 3,458 square feet of spacious and flexible living space in a quiet, established neighborhood. Conveniently located near I-40 and the new Willows shopping and dining development, this home offers easy access to everything Cookeville has to offer. The finished lower level provides incredible versatility with a bedroom, full bathroom, second living area, and bright sunroom—perfect for a guest suite, home office, playroom, or multi-generational living. Outside, enjoy a large, fully fenced backyard with plenty of room for pets, play, gardening, or entertaining. With 3,458 sq ft, 4 bedrooms, 3 full baths, multiple living areas, a sunroom, flexible lower-level space, and a spacious fenced backyard, this home offers the space buyers want with convenient access to shopping, dining, and I-40.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Cookeville High SchoolGrades PK,9-123.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Disposal,Refrigerator,Electric Range,Microwave,Range Hood
  • Laundry features: Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,458
  • Total interior livable area: 3,458 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 002.00

Features

  • Levels: Multi/Split
  • Fencing: Wood

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 80 x 255.90 IRR

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance $235$2,820
Property Taxes $185$2,220
Electricity $280$3,371
Total$3,050$36,600

Income You'd Need if You Spent...

35% on housing$104,571/yr
40% on housing$91,500/yr
45% on housing$81,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$151
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$464,900
2026-06-04Price change$469,900
2026-05-20Listed for sale$475,000
2021-05-25Sold$368,000
2021-04-15Price change$379,999
2021-03-22Listed for sale$399,999
2016-02-03Sold$165,000
2015-12-18Listed for sale$190,000
2015-10-21Listing removed$190,000
2015-10-16Listed for sale$190,000
2015-09-15Sold$148,200
2015-01-20Sold$148,200
2013-08-02Sold$190,000
2012-09-17Sold$85,581
2003-03-07Sold$188,000
1997-06-03Sold$35,000

For Sale by Agent

AgentKimberly Sparkman
BrokerageThe Real Estate Collective

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