4615 Highway 54 E, Covington, TN, 38019
About This Home
Qualifies for USDA 100% loan! 3-bedroom, 1.5-bath home full of character, situated on a spacious 1-acre lot with plenty of room to enjoy the outdoors. This cozy home features beautiful hardwood floors, tall ceilings, a welcoming front porch, a basement for added storage, outbuilding and pole barn. Major updates have already been taken care of!! New HVAC system, ductwork, furnace, water heater, washer, and refrigerator!—offering peace of mind for years to come. Enjoy country living with the perfect blend of charm and modern updates!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Roof: Composition Shingles
- Construction materials: Wood/Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Dishwasher
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Unfinished
Bedroom2
- Level: First
- Area: 156
Bedroom3
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Dining Room
- Area: 156
Features
- All Bedrooms Down,Primary Down,Renovated Bathroom,Full Bath Down,Half Bath Down,Living Room,Dining Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,1/2 Bath,1 Bath,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
- Window features: Wood Frames
- Flooring: Wood Laminate Floors
- Number of fireplaces: 1
- Fireplace features: Primary Bedroom
- Fireplace: Yes
- Attic: Attic Access
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,545 sqft
Kitchen
- Features: Updated/Renovated Kitchen,Washer/Dryer Connections
Living Room
- Features: Separate Living Room
- Area: 325
Master Bedroom
- Features: Fireplace
- Level: First
- Area: 160
Property
Details
- Parcel number: 043 043 04200
Features
- Stories: 1
- Pool features: None
- Patio & porch: Porch,Screen Porch,Covered Patio
Lot
- Lot size: 1 Acres
- Features: Some Trees
- Lot size dimensions: 1 acre
Parking
- Parking features: Driveway/Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance | $157 | $1,884 |
| Property Taxes | $259 | $3,108 |
| Electricity | $175 | $2,103 |
| Total | $1,652 | $19,824 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Price change | $210,000 |
| 2026-06-12 | Listed for sale | $220,000 |
| 2026-06-09 | Pending sale | $220,000 |
| 2026-05-16 | Listed for sale | $220,000 |
| 2023-04-26 | Sold | $210,000 |
| 2023-03-26 | Contingent | $218,000 |
| 2023-03-18 | Listed for sale | $218,000 |
| 2023-03-10 | Contingent | $218,000 |
| 2023-03-07 | Listed for sale | $218,000 |
| 2023-02-07 | Contingent | $209,000 |
| 2023-02-07 | Listed for sale | $209,000 |
| 2023-01-31 | Contingent | $209,000 |
| 2023-01-06 | Price change | $209,000 |
| 2022-12-25 | Price change | $214,000 |
| 2022-12-15 | Price change | $219,000 |
| 2022-11-20 | Price change | $224,000 |
| 2022-11-15 | Price change | $229,000 |
| 2022-11-04 | Price change | $234,000 |
| 2022-10-27 | Price change | $239,000 |
| 2022-10-10 | Listed for sale | $244,000 |
| 2022-06-08 | Sold | $80,000 |
| 2011-06-08 | Sold | $67,500 |
| 2011-05-06 | Listed for sale | $69,900 |
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