460 Jim Garrett Rd, Monterey, TN, 38574
About This Home
Welcome to 460 Jim Garrett Road in Monterey, Tennessee! Nestled on 5.2 beautiful, mostly level acres, this 2023, 3-bedroom, 2-bath manufactured home offers the perfect combination of modern living, privacy, and room to enjoy the outdoors. Step inside to an inviting open-concept floor plan designed for comfortable everyday living. Whether you're looking for your primary residence, a weekend retreat, or a place to enjoy the peaceful Tennessee countryside, this move-in-ready home is ready for its next owner. Outside, you'll find plenty of space to spread out and make the property your own. The acreage is ideal for gardening, outdoor recreation, or simply enjoying the quiet surroundings. The property also includes a 6' x 8' metal storage shed and a 36' x 36' concrete pad behind the home, offering excellent potential for a future garage, workshop, RV parking, or additional outdoor living space. A standout feature of this property is its location, backing up to approximately 1,000 acres of wooded hunting land, creating a private backdrop with abundant wildlife and no rear neighbors. Conveniently located just minutes from Interstate 40, you'll enjoy easy access to Cookeville and Crossville, while being approximately 90 minutes from Nashville, Knoxville, and Chattanooga, making this an ideal home base with convenient access to three major Tennessee cities. Don't miss your opportunity to own a newer home on acreage in the beautiful Upper Cumberland—where peaceful country living meets modern convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured On Land
Interior
Appliances
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 104
Bedroom3
- Level: Main
- Area: 71.4097
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
- Area: 145.1667
Property
Details
- Parcel number: 030.00
Features
- Levels: One
Lot
- Lot size: 5.19 Acres
- Lot size dimensions: 320.00 x 706.54
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance | $104 | $1,248 |
| Property Taxes | $109 | $1,308 |
| Electricity | $175 | $2,103 |
| Total | $1,778 | $21,336 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $275,000 |
View on Zillow