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106 W Crawford Ave, Monterey, TN, 38574

5beds
3baths
2,627sqft
$325,000
$124price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

Welcome to 106 W Crawford, a unique real estate opportunity nestled inside the Monterey city limits. This gorgeous property features a custom, Honest Abe-built log home paired with a completely separate income-producing apartment on a spacious corner lot. The main residence offers 1,852 sq. ft. of warm, inviting living space, including a cozy living room anchored by a gas stone fireplace, a formal dining room, and an updated kitchen complete with a center island. The main-level primary bedroom features a large walk-in closet, while upstairs holds two additional bedrooms and a full bath. Outside, enjoy an attached 2+ carport and beautiful covered front and side porches. Just steps away, the detached 775 sq. ft. guest house/mother-in-law suite boasts its own separate address, utility meters, and driveway. This 2-bedroom, 1-bath unit includes a cozy living room and a kitchen recently upgraded with stunning cedar cabinets, making it perfect for rental income or multi-generational living.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Burks Middle SchoolGrades PK-60.9 mi
4/10
Monterey High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: Brick,Log Siding,Frame,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Range Hood,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Main

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Closet(s),Auxiliary Dwelling
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,627
  • Total interior livable area: 2,627 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 048O C 019.00

Features

  • Levels: Two
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Cleared
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance $123$1,476
Property Taxes $129$1,548
Electricity $213$2,561
Total$2,108$25,296

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 38574$171
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38574$197
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$325,000
2021-03-24Listing removed--
2014-11-05Sold$90,000
2014-07-22Price change$115,000
2014-06-17Listed for sale$119,000
2013-09-20Listing removed$157,000
2013-09-18Listed for sale$157,000

For Sale by Agent

AgentAmanda Wiegand-Selby
BrokerageHighlands Elite Real Estate LLC

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