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610 Nearlake Ct, La Vergne, TN, 37086

3beds
2baths
1,302sqft
$335,000
$257price/sqft
$2,694/moest. monthly cost
$107,760/yrincome needed

About This Home

This home qualifies for Republic Bank’s Neighborhood Housing Program, offering rates as low as 4.49%, no PMI, and up to 100% financing available for eligible buyers!! (Please refer to private remarks for lender information.) This is the kind of home buyers are hoping to find: updated where it counts, easy to maintain, and full of everyday comfort. The living room features tall ceilings that create an open, welcoming feel, while recent updates include NEW windows in 2022, a NEW roof in 2025, hot water heater in 2020 and NEW interior paint in 2026. Outside, the large fenced backyard backs up to a peaceful tree line, offering privacy and room to enjoy. A garage and carport add extra convenience, making this home as practical as it is inviting.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
La Vergne Middle SchoolGrades 6-81.6 mi
5/10
Lavergne High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 168
  • Dimensions: 12x14

Bedroom2

  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 1,302

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Property

Details

  • Parcel number: 014N F 03200 R0005670
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 88.29 x 130 IRR

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $162$1,944
Property Taxes $664$7,968
Electricity $175$2,103
Total$2,694$32,328

Income You'd Need if You Spent...

35% on housing$92,365/yr
40% on housing$80,820/yr
45% on housing$71,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 37086$180
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 37086$209
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$335,000
2026-07-21Price change$335,000
2026-06-26Listed for sale$339,900
1999-03-22Sold$107,900

For Sale by Agent

AgentJordan Crouch
BrokerageBenchmark Realty, LLC

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