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1118 Indian Shadows Dr, Ten Mile, TN, 37880

3beds
4baths
2,800sqft
$455,000
$163price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

Peaceful Living with Lake Access on 3.21 Acres Welcome to this beautiful 3 bedroom, 3.5 bath home nestled on 3.21 peaceful acres, offering the perfect blend of privacy, space, and lake lifestyle. Step inside to discover new flooring and a functional layout featuring a spacious primary suite conveniently located on the main level. The home offers generous living areas with plenty of natural light and room to gather. The fully finished basement is an entertainer's dream, complete with a custom bar area ideal for hosting game nights, holidays, or relaxing evenings at home. With a full bath downstairs, it also provides excellent space for guests, a recreation room, or a secondary living area. Enjoy the outdoors with plenty of room to roam, all while having access to the lake and boat ramp making it easy to spend your days on the water and your evenings in total privacy. If you've been searching for acreage, lake access, and space to entertain, this one checks every box.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Midway Elementary SchoolGrades PK-58.0 mi
7/10
Midway Middle SchoolGrades 6-87.5 mi
5/10
Midway High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2015

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Dry Bar,Double Vanity,Eat-in Kitchen,High Ceilings,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Split Bedrooms
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 110e A 01000 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Porch,Porch - Covered
  • Exterior features: Private Yard,Storage
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 3.21 Acres
  • Features: Gentle Sloping,Irregular Lot,Private,Rolling Slope
  • Lot size dimensions: 381 x 479.66 IRR

Parking

  • Parking features: Circular Driveway,Driveway,Paved,Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance $279$3,348
Property Taxes $551$6,612
Electricity $227$2,730
Total$3,357$40,284

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 37880$183
Roane County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37880
Roane County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$455,000
2026-02-14Listed for sale$475,000
1995-01-12Sold$10,900

For Sale by Agent

AgentKathy May-Martin
BrokerageColdwell Banker Jim Henry & Assoc.

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