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1099 Smithfield Rd, Tellico Plains, TN, 37385

4beds
3baths
3,417sqft
$944,000
$276price/sqft
$6,749/moest. monthly cost
$269,960/yrincome needed

About This Home

Motivated Seller, all realistic offers reviewed. Get ready for a BIG surprise! A huge breathtaking view of Waucheesi Mountain that divides North Carolina and Tennessee. This spectacular custom designed four bedroom two and a half bath log home has privacy on 8+ acres of mountain top serenity. The primary, bedroom, great room, fireplace, dining, kitchen, half bath, and fantastic screen porch and main deck are all on the same level. There is a loft hideway for book reading, and also a lower level with three bedrooms and another full bath for the quests and family. You will love the huge pantry, laundry and closets. Just 15 minutes to Tellico Plains dining and shopping. Another 14 minutes to the Walmart. There is additional storage and a shop too. Ready to move in! Please call to schedule an appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
4/10
Sweetwater High SchoolGrades 9-1224.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Wood Siding,Frame,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Wet Bar,Breakfast Bar
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,417
  • Total interior livable area: 3,417 sqft

Property

Details

  • Parcel number: 178 004.34,178 004.35,178004.36,178004.29,178 004.

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8.73 Acres
  • Features: Wooded,Irregular Lot

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,773$57,276
Home Insurance $504$6,048
Property Taxes $1,195$14,340
Electricity $277$3,331
Total$6,749$80,988

Income You'd Need if You Spent...

35% on housing$231,394/yr
40% on housing$202,470/yr
45% on housing$179,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 37385$198
Monroe County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 37385
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$944,000
2025-08-14Listed for sale$949,000

For Sale by Agent

AgentDavid Fankhauser
BrokerageSkyway Realty Land & Homes

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