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121 Reed Cir, Drummonds, TN, 38023

4beds
4baths
3,095sqft
$660,000
$213price/sqft
$4,895/moest. monthly cost
$195,800/yrincome needed

About This Home

Welcome to this stunning property that has everything you could ever need. This 4-bed 3.5-bath home is over 3,000 square feet with tall ceilings, an oversized primary bed and bath, brand new carpet upstairs, and a large kitchen. Step outside to enjoy your waterfront view of over 2 acres of private lakes, professionally landscaped grounds, and rows of fruit and pecan trees. This property also has a newly built in law suit that is complete will a full kitchen, washer and dryer, full bathroom and is handicap accessible. There is also a fully insulated, heated and cooled shop that is over 1200 square feet that is perfect for a man cave, work shop, or storage. You do not want to miss out on this incredible property that really does have everything.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
6/10
Munford Middle SchoolGrades 6-85.2 mi
7/10
Munford High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Apartment
  • Architectural style: Traditional
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Gas Water Heater,Cooktop,Dishwasher,Gas Cooktop,Microwave,Range/Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second

Bedroom4

  • Features: Carpet,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Luxury Primary Bath,Primary Down,Separate Tub & Shower,Split Bedroom Plan,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Walk-In Closet(s),1 Bath,2 or More Baths,Den/Great Room,Dining Room,Kitchen,Laundry Room,Living Room,Office,Primary Bedroom,1 Bath,2 or More Baths,2nd Bedroom,3rd Bedroom,4th or More Bedrooms,In-Law Floorplan,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Carpet,Part Hardwood,Tile,Wood Laminate Floors
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Attic Access,Walk-In

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,095 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Updated/Renovated Kitchen

Living Room

  • Features: Separate Den,Separate Living Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Sitting Area,Smooth Ceiling,Walk-In Closet(s)
  • Level: First

Office

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First

Property

Details

  • Parcel number: 145D 145D D02000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Pool Cleaning Equipment,In Ground
  • Patio & porch: Porch,Patio
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Fencing: Wood,Wood Fence
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake/Pond on Property,Water Access,Waterfront
  • Living area range: 3000-3199

Lot

  • Lot size: 8.17 Acres
  • Features: Landscaped,Level,Professionally Landscaped,Some Trees,Well Landscaped Grounds
  • Lot size dimensions: 8.17 acres

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side,Workshop in Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance $493$5,916
Property Taxes $814$9,768
Electricity $251$3,017
Total$4,895$58,740

Income You'd Need if You Spent...

35% on housing$167,828/yr
40% on housing$146,850/yr
45% on housing$130,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 38023$141
Tipton County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 38023$159
Tipton County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$684,000
2025-04-27Pending sale$684,000
2025-03-31Price change$684,000
2025-03-10Price change$699,000
2025-01-11Listed for sale$699,900
2021-03-24Listing removed--
2014-07-02Sold$335,000
2014-05-23Price change$339,500
2014-02-03Price change$279,500
2013-11-14Price change$339,000
2013-05-14Listed for sale$359,900

For Sale by Agent

AgentLandon J Twisdale
BrokerageWeichert, REALTORS-BenchMark

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