See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1532 E Overlook Rd, Monterey, TN, 38574

4beds
4baths
2,701sqft
$795,000
$294price/sqft
$4,856/moest. monthly cost
$194,240/yrincome needed

About This Home

Discover your private sanctuary on 5.1 wooded acres along the peaceful Scuffle Creek. This striking 4-bedroom, 3.5-bath barndominium perfectly blends contemporary style with cozy comfort, offering a lifestyle made for relaxation and entertaining. A gated driveway leads to your secluded oasis, complete with chain-link fencing for pets and expansive concrete porches to enjoy the outdoors. The great room features a soaring stone fireplace, while the chef's kitchen flows effortlessly for gatherings. Step through the Western multi-slide doors to a finished screened porch with a hot tub, perfect for year-round unwinding or gather around the outdoor firepit under the stars. Designed for those who love the barndominium lifestyle, this home combines elegance, privacy, and unforgettable outdoor living. Don't just imagine it, live it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Burks Middle SchoolGrades PK-66.1 mi
4/10
Monterey High SchoolGrades 7-126.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Metal Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Kitchen Island,Pantry,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Other,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,701
  • Total interior livable area: 2,701 sqft

Property

Details

  • Parcel number: 123 219.00

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods
  • Waterfront features: Creek

Lot

  • Lot size: 5.10 Acres
  • Features: Private,Wooded,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: RV Garage,Garage Door Opener,Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance $301$3,612
Property Taxes $317$3,804
Electricity $219$2,633
Total$4,856$58,272

Income You'd Need if You Spent...

35% on housing$166,491/yr
40% on housing$145,680/yr
45% on housing$129,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 38574$162
Putnam County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38574$197
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$799,000
2026-03-06Listing removed$815,000
2026-02-05Price change$815,000
2025-09-12Listed for sale$825,000
2022-03-22Sold$54,000
2021-02-25Sold$38,000
1995-11-14Sold$27,395

For Sale by Agent

AgentKeith McCoy
BrokerageCumberland Mountain Realty

Similar Homes