303 W Stewart Ave, Monterey, TN, 38574
About This Home
Welcome to 303 W Stewart Ave in Monterey—where small-town charm and peaceful mountain living come together. Nestled on the Cumberland Plateau, this home offers a relaxed lifestyle with fresh air, scenic and a slower pace of life. Enjoy quiet mornings on the newer porches and evenings unwinding in a comfortable, move-in-ready space. This home features numerous updates, including new flooring, updated electrical, a 4-year-old HVAC system, and a 6-year-old roof, doors, windows, and sheetrock—providing both comfort and peace of mind. A 15x25 one-car garage offers great space for parking, storage, or a workshop for hobbies and projects. Located in the heart of Monterey, you'll enjoy convenient access to local shops, dining, parks, and outdoor recreation while still feeling tucked away from the hustle. Whether you're looking for a full-time home, weekend retreat, or investment opportunity, 303 W Stewart Ave offers comfort, convenience, and the welcoming lifestyle that makes Monterey special.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1944
Materials
- Roof: Metal
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- New Floor Covering,New Paint
- Window features: Double Pane Windows
- Fireplace features: None
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,175
- Total interior livable area: 1,175 sqft
Property
Details
- Parcel number: 048O E 006.00
Features
- Levels: One
- Patio & porch: Porch,Deck
- Exterior features: Dog Run
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
Lot
- Lot size: 0.32 Acres
- Features: Cleared,Trees
- Lot size dimensions: 97 x 143
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $945 | $11,340 |
| Home Insurance | $70 | $840 |
| Property Taxes | $74 | $888 |
| Electricity | $175 | $2,103 |
| Total | $1,264 | $15,168 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $188,929 |
| 2019-10-29 | Sold | $112,500 |
| 2019-07-01 | Price change | $117,500 |
| 2019-06-11 | Price change | $119,900 |
| 2019-05-21 | Price change | $124,900 |
| 2019-05-08 | Listed for sale | $129,900 |
| 2014-07-28 | Sold | $20,000 |
| 2014-01-11 | Price change | $29,900 |
| 2012-08-03 | Listed for sale | $47,000 |
View on Zillow