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117 Gillen Dr, Sparta, TN, 38583

4beds
3baths
2,871sqft
$409,900
$143price/sqft
$3,196/moest. monthly cost
$127,840/yrincome needed

About This Home

This charming four-bedroom, three-bathroom brick home is the epitome of convenience and comfort, offering a prime location close to shopping centers and schools—perfect for families. Nestled in a great neighborhood, it's centrally located between Nashville, Knoxville, and Chattanooga, providing easy access to city amenities and attractions. The main level features three spacious bedrooms and two bathrooms, designed for family living with an open layout that offers both private space and shared areas. The lower level presents a private retreat with an additional bedroom, bathroom, and a cozy family room, ideal for guests or extended family. Additional features include a two-car garage for secure parking and extra storage, scenic mountain views, and a relaxing side porch. Natural beauty abounds, as the home is close to many state parks and Center Hill Lake, offering opportunities for hiking, boating, and enjoying nature. This home is a unique blend of convenience, and comfort.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Findlay Elementary SchoolGrades PK-51.3 mi
6/10
White Co Middle SchoolGrades 6-80.2 mi
7/10
White County High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • New Paint
  • Number of fireplaces: 1
  • Fireplace features: One,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,871
  • Total interior livable area: 2,871 sqft

Property

Details

  • Parcel number: 8

Features

  • Levels: Multi/Split
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 125 x 185

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance $225$2,700
Property Taxes $666$7,992
Electricity $233$2,799
Total$3,196$38,352

Income You'd Need if You Spent...

35% on housing$109,577/yr
40% on housing$95,880/yr
45% on housing$85,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
White County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$439,900
2026-03-21Listed for sale$450,000
2021-08-31Sold$299,900
2021-07-09Contingent$294,900
2021-07-01Price change$294,900
2021-06-10Listed for sale$299,900
2019-08-16Sold$216,500
2019-06-03Listed for sale$219,900
2008-05-12Listing removed$179,900
2008-04-16Listed for sale$179,900
2007-07-25Sold$150,000
2001-07-06Sold$125,000

For Sale by Agent

AgentTammy Price
BrokerageTri-star Real Estate & Auction Co.,

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