364 Panoramic Dr, Maynardville, TN, 37807
About This Home
Norris Lake Views! Norris Lake Access! NO HOA fees!!!!!! Experience lake living at its finest in this beautiful custom-built brick basement ranch, perfectly positioned to overlook the pristine waters of Norris Lake in the Sugar Camp community. Enjoy deeded lake access with no HOA fees! Main Level Features 3 spacious bedrooms and 2.5 baths, elegant crown molding, bright, open-concept living area with a cozy fireplace (gas logs), large sunroom and covered deck--perfect for relaxing or entertaining while soaking in the gorgeous lake views. Spacious kitchen with a large walk-in pantry and a formal dining room. Abundant storage space in the 2-car garage. Energy & Security Upgrades: Solar panels with a Generac battery backup for peace of mind, 500-gallon propane tank, modern camera system for added security. Full basement retreat with 2 additional bedrooms and a full bath--ideal for guests or extended family Spacious den with access to a second covered porch. An expansive workshop and extra storage space can also be found in the basement. Take advantage of the serene setting with direct lake access and enjoy the benefits of a friendly neighborhood without the burden of HOA fees. This exceptional home is move-in ready and waiting for you to start your next chapter by the lake! Some photos are AI Staged with furniture.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2009
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Trash Compactor
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Kitchen Island
- Window features: Windows - Vinyl
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Active Solar,Propane,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,900
- Total interior livable area: 3,900 sqft
Property
Details
- Parcel number: 035 00561 000
Features
- Has view: Yes
- View description: Mountain(s)
- Has water view: Yes
- Waterfront features: Lake/Water Access
Lot
- Lot size: 0.93 Acres
- Lot size dimensions: 139 x 364 x irr
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached,Basement,Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,419 | $53,028 |
| Home Insurance | $386 | $4,632 |
| Property Taxes | $1,380 | $16,560 |
| Electricity | $316 | $3,802 |
| Total | $6,501 | $78,012 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Listed for sale | $874,000 |
| 2025-11-02 | Listing removed | $849,900 |
| 2025-07-25 | Price change | $849,900 |
| 2025-03-12 | Price change | $899,900 |
| 2025-02-21 | Listed for sale | $911,000 |
| 2025-02-01 | Listing removed | $925,000 |
| 2024-10-16 | Price change | $925,000 |
| 2024-08-01 | Listed for sale | $959,000 |
| 2006-04-28 | Sold | $37,500 |
For Sale by Agent
View on Zillow