845 McMinnville Hwy, Sparta, TN, 38583
About This Home
ATTENTION BUYERS: This beautiful home on 26 +/- acres with 1500'+/- of accessible river frontage...what more are you looking for? Main level features 2103 sqft, master en-suite, 3 BD 2 BA, 2 car garage, hardwood, stainless appliances, built-in ice maker, hickory cabinets, deck, approx. 1960 sqft walk-in, finished basement with 3BD 1BA, living rm, office and drive-in 2car garage. Greenbelt, unrestricted, easy kayak launch with fishing, 2 springs and waterfall, wildlife, yet centrally located to Nashville, Knoxville, Chattanooga. See this rare find today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 6
- Full bathrooms: 3
Property
Lot
- Lot size: 26 Acres
Parking
- Total spaces: 5
- Parking features: Concrete,RV Access/Parking,Garage Door Opener,Attached,Basement,Detached Carport,Garage,Main Level,RV Carport
- Has garage: Yes
- Covered spaces: 5
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,720 | $80,640 |
| Home Insurance | $732 | $8,784 |
| Property Taxes | $487 | $5,844 |
| Electricity | $330 | $3,961 |
| Total | $8,269 | $99,228 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
No price history available
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