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263 River Oaks Dr, Sparta, TN, 38583

3beds
3baths
1,936sqft
$779,900
$403price/sqft
$6,240/moest. monthly cost
$249,600/yrincome needed

About This Home

Country living on the river awaits at 236 River Oaks Drive in beautifulSparta. Nestled along the scenic waters of the Caney Fork River, this peaceful waterfront retreat offers the perfect blend of relaxation, privacy, and outdoor living. Start your mornings with a cup of coffee on the front porch, gently rocking in the rocking chairs as the countryside wakes up around you. In the evenings, unwind on the screened-in back porch while listening to the frogs and crickets sing, watching lightning bugs dance along the riverbanks, and taking in the peaceful waterfront views. With a private dock and plenty of space to relax or entertain, this property captures the simple beauty of Tennessee river living at its finest

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Spencer Elementary SchoolGrades PK-54.7 mi
7/10
Van Buren Co High SchoolGrades 6-124.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Range,Microwave,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 030.00

Features

  • Levels: One
  • Patio & porch: Porch,Covered,Screened,Sunroom
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: Caney Fork
  • Has water view: Yes
  • Water view: Caney Fork
  • On waterfront: Yes
  • Waterfront features: Caney Fork,Waterfront,River

Lot

  • Lot size: 1.01 Acres
  • Features: Waterfront
  • Lot size dimensions: 1.01 ac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Concrete,Attached,Basement
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,943$47,316
Home Insurance $549$6,588
Property Taxes $1,573$18,876
Electricity $175$2,103
Total$6,240$74,880

Income You'd Need if You Spent...

35% on housing$213,942/yr
40% on housing$187,200/yr
45% on housing$166,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$188
Van Buren County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
Van Buren County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$789,000
2026-04-12Listing removed$789,000
2025-11-13Price change$789,000
2025-10-15Listed for sale$799,000
2022-10-17Sold$535,000

For Sale by Agent

AgentLisa Melton
BrokerageAmerican Way Real Estate

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