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304 Brittney Ln, Sharps Chapel, TN, 37866

4beds
3baths
3,408sqft
$1,499,000
$440price/sqft
$10,849/moest. monthly cost
$433,960/yrincome needed

About This Home

Welcome to this stunning lakefront craftsman home offering over 3400 square feet of modern open-concept living spaces, with easy street-level driveways, garages, and front-door, and has a gentle slope to the water from the beautifully finished walk-out-basement offering easy lake access. Sitting on an impressive 0.8-acre lot with 265 feet of lake frontage offering year-round deep water and stunning views of Norris Lake, surrounding mountains, Chuck Swan State Forest, and breathtaking sunsets. A cement path leads from the full-length lower-level patio to the included covered-dock with boat lift. Located in the highly sought-after Sunset Bay community, this home offers a true resort-style experience with amenities including a clubhouse, private marina, pool, fitness center, tennis/pickleball courts, private security and inviting indoor and outdoor gathering spaces. This custom designed, 4-bedroom, 3 full bath home features an optimized floor plan designed for comfortable main-level living and entertaining, and a finished basement that covers all your needs. Expansive windows throughout both the main and lower levels capture picture-postcard perfect, year-round lake views from virtually every room, showcasing the home's exceptional prime location on the lake and within the neighborhood. The main floor living, dining, and kitchen areas are highlighted by soaring wood-beam ceilings and a tiled propane fireplace, adding warmth and a modern rustic touch. There's more than plenty of room for entertaining, and a gourmet style kitchen features granite countertops, dual fuel range, extensive full-wood cabinetry, and a beautiful granite kitchen peninsula for extra seating. An expansive back deck runs the length of the home and provides plenty of space for outdoor grilling, dining and relaxing, and includes a stubbed propane line for a gas grill or outdoor cooktop. The spacious primary suite features oversized his-and-hers walk-in closets, and is complemented by an ensuite bath with free-standing tub, walk-in shower, and private water closet. An additional room on this level offers flexibility as a home office or guest bedroom. Enjoy your morning coffee on the screened-in porch just off the family room, offering beautiful views along with some wooded seclusion and direct access to the main-level deck. The main-level laundry room, conveniently located just steps from the master bedroom and garage-entry mudroom, offers ample space with generous custom all-wood cabinetry, a utility sink, and a recently purchased high-end washer and dryer that convey with the home. The finished lower level offers an ideal space for entertaining, relaxing, or creating a private retreat. This level features a spacious gathering room a full wall of custom all-wood and glass cabinetry, wet bar, refrigerator, and walkout access to the full-length patio, along with two guest bedrooms and a full bath. Along with this large, finished area is another very large partially finished potential fifth bedroom with walk out access to the patio. For added convenience and storage, the property includes both a 2-car garage and an additional 1-car garage, all attached. Known for its ample amenities, vibrant social scene and welcoming atmosphere, Sunset Bay is the perfect place to enjoy lake living at its finest. Photos have been AI staged. An additional 946 SF of partially finished and unfinished sf in the basement could easily be finished for additional living space!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
H Maynard Middle SchoolGrades 6-85.7 mi
4/10
Union County High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2011

Materials

  • Construction materials: Stone,Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Pantry,Wet Bar,Eat-in Kitchen
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,408
  • Total interior livable area: 3,408 sqft

Property

Details

  • Parcel number: 040 33500 000

Features

  • Exterior features: Dock
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront

Lot

  • Lot size: 0.83 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: IRR

Parking

  • Total spaces: 3
  • Parking features: Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance $627$7,524
Property Taxes $2,367$28,404
Electricity $276$3,322
Total$10,849$130,188

Income You'd Need if You Spent...

35% on housing$371,965/yr
40% on housing$325,470/yr
45% on housing$289,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 37866$334
Union County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 37866$315
Union County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,699,000
2026-04-24Pending sale$1,699,000
2026-04-15Listed for sale$1,699,000
2026-02-02Listing removed$1,890,500
2025-08-26Price change$1,890,500
2025-05-25Price change$1,998,500
2025-04-22Listed for sale$2,200,000
2011-06-24Sold$120,000
2009-09-29Sold$175,000
2007-01-26Sold$245,000

For Sale by Agent

AgentTammie Hill
BrokerageRealty Executives Associates

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