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9457 Crossville Hwy, Sparta, TN, 38583

1beds
1baths
1,008sqft
$90,000
$89price/sqft
$782/moest. monthly cost
$31,280/yrincome needed

About This Home

This home offers old world charm! 1 bedroom and 1 bath with a sunroom, can be utilized in so many different venues. Take the opportunity to make this vintage home your own. Choose to live in it or maybe turn it into aa quaint antique or retail shop. The location cannot be better! The back porch and land offer a wonderful setting of flowering shrub and plants to relax in. Just picture yourself siting on a summer or spring afternoon enjoying this lush backyard. No time to wait, make this home yours today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
White Co Middle SchoolGrades 6-88.9 mi
7/10
White County High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1906

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Other,Electric
  • Cooling features: Other,None

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 052C A 01000 000

Lot

  • Lot size: 0.78 Acres
  • Features: Level

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance $49$588
Property Taxes $103$1,236
Electricity $175$2,103
Total$782$9,384

Income You'd Need if You Spent...

35% on housing$26,811/yr
40% on housing$23,460/yr
45% on housing$20,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$194
White County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$90,000

For Sale by Agent

AgentMonica Macho
BrokerageReMax First

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