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4195 Morrison Creek Rd, Clifton, TN, 38425

4beds
3baths
2,400sqft
$335,000
$140price/sqft
$2,709/moest. monthly cost
$108,360/yrincome needed

About This Home

Beautiful home on 6 acres in Clifton! Location matters! This home is very close to the Tennessee River, and just 2 miles from Ross Creek Landing Golf Course. City water and septic. Lots of recent upgrades to this lovely home. Many of these upgrades completed in 2022. 4 bedrooms/ 3 baths provide plenty of room for large families. Two bedrooms have full baths. A nice office space off the master bedroom provides a great place to work from home, pay bills, etc. Large walk-in closets throughout. The kitchen offers the perfect combination of charm and functionality as it opens into the spacious living and dining areas. Great for entertaining the entire family. Very nice appliances stay including a large washer/dryer. The dryer is brand new. Features include an 8X31 sunroom overlooking a spacious deck and big back yard. Ideal for relaxing or entertaining while enjoying the beautiful surroundings. Metal roof is about 7 years old. Newer vinyl windows with energy star rating. Two newer storage buildings. One is 10X16. The other is a 12X60 building that is insulated with HVAC. Currently used as a music studio. Property also has a 2nd home that needs some improvements but could be turned into a rental or second home for extended family. Covered parking, and a storm shelter for safety. If you enjoy boating on the river and playing golf, this could be the home for you. Located in the historic river town Clifton, TN. Just two hours from Nashville and Memphis. Only 2.7 miles from main street in Clifton, but like living in the country. Put your boat in at Clifton marina just 3 miles away or use the free boat ramp to load/unload your boat. This home offers the perfect combination of modern updates and timeless character. Contact listing agent for more details or to schedule a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Frank Hughes SchoolGrades PK-122.4 mi
5/10
Waynesboro Middle SchoolGrades 5-812.3 mi
4/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 135
  • Dimensions: 9x15

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 135
  • Dimensions: 9x15

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 135
  • Dimensions: 9x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: None
  • Level: None
  • Area: 135
  • Dimensions: 9x15

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Area: 280
  • Dimensions: 14x20

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 252
  • Dimensions: 14x18

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Other

  • Features: Other
  • Level: Other
  • Area: 248
  • Dimensions: 8x31

Other

  • Features: Office
  • Level: Office
  • Area: 45
  • Dimensions: 5x9

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 105
  • Dimensions: 7x15

Property

Details

  • Parcel number: 032 01502 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch

Lot

  • Lot size: 6 Acres

Parking

  • Total spaces: 6
  • Parking features: Detached,Gravel
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $372$4,464
Property Taxes $449$5,388
Electricity $195$2,340
Total$2,709$32,508

Income You'd Need if You Spent...

35% on housing$92,880/yr
40% on housing$81,270/yr
45% on housing$72,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.8%
-9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 38425$151
Wayne County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 38425
Wayne County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$359,900
2026-04-08Listed for sale$370,000
2012-05-13Listing removed$175,900
2010-05-15Listed for sale$175,900

For Sale by Agent

AgentChris Morris
BrokerageLake Homes Realty, LLC

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