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5234 Shellsford Rd, McMinnville, TN, 37110

4beds
3baths
1,997sqft
$590,000
$295price/sqft
$4,115/moest. monthly cost
$164,600/yrincome needed

About This Home

Nestled on 5.06 picturesque acres in the soul of Warren County, this breathtaking 4-bedroom, 3-bath home offers the perfect combination of peaceful country living and spacious modern comfort. With almost 2,000 square feet of intrinsically designed living space, this two-story home invites you in with an astounding living room featuring a warm finish and an abundance of natural lighting. The spacious kitchen is designed for entertaining guests with a large island, abundant cabinetry, and an open flow into the dining room. The main-level primary suite provides a sense of comfort and privacy with a full bath, while an additional bedroom and bath on the main floor offer flexibility for guests or an at home office. Upstairs, you will find two more generously sized bedrooms along with a full bath, establishing plenty of area for family and visitors. Enjoy the beauty and privacy of over five acres with endless possibilities for outdoor living, gardening, recreation, or simply enjoying the peaceful Tennessee countryside with a breathtaking view of Harrison Ferry Mountain. A full-sized unfinished basement with a 2-car garage provides endless storage abilities and the potential of future expansion. Conveniently located minutes from McMinnville, while still offering the calmness of rural living, this property is a wonderful place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Warren County High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Area: 165
  • Dimensions: 11x15

Bedroom4

  • Area: 176
  • Dimensions: 11x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Walk-In Closet(s)
  • Flooring: Wood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,997

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,997
  • Total interior livable area: 1,997 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 228
  • Dimensions: 12x19

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 294
  • Dimensions: 14x21

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 070 02300 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch

Lot

  • Lot size: 5.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance $381$4,572
Property Taxes $576$6,912
Electricity $175$2,103
Total$4,115$49,380

Income You'd Need if You Spent...

35% on housing$141,085/yr
40% on housing$123,450/yr
45% on housing$109,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 37110$151
Warren County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 37110$177
Warren County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$590,000
2024-12-02Listing removed$585,000
2024-10-07Listed for sale$595,000
2024-08-12Contingent$599,500
2024-06-27Listed for sale$599,500
2024-06-21Sold$478,500
1997-02-19Sold$45,000
1995-09-22Sold$55,000
1995-01-12Sold$32,000

For Sale by Agent

AgentPhillip Prater
BrokeragePrater Realty & Auction

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