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2288 Billy Nance Hwy, Clifton, TN, 38425

5beds
4baths
3,996sqft
$949,000
$237price/sqft
$8,074/moest. monthly cost
$322,960/yrincome needed

About This Home

Welcome to a private retreat just minutes from the scenic Tennessee River and the charming river town of Clifton—where natural beauty, space, and craftsmanship come together in a truly breathtaking setting. Nestled on 25 picturesque acres, this property feels like it was lifted straight from the pages of a magazine. A meandering stream winds through the land, creating a peaceful backdrop to the lush, manicured grounds and towering shade trees that offer both beauty and comfort. From the moment you enter the long paved driveway, you’ll sense the privacy and serenity that make this property so special. The home itself is a custom-built showpiece, featuring 5 spacious bedrooms and 4 full baths, designed with both elegance and functionality in mind. Inside, you’ll find rich hardwood floors, a formal dining room perfect for hosting, and the thoughtfully designed great room with soaring fireplace feels warm and inviting. The primary suite is a true escape, complete with a luxurious Jacuzzi tub and an oversized tiled shower, offering a spa-like experience right at home. Step outside and you’ll discover a setting designed for both relaxation and entertaining: A welcoming rocking chair front porch overlooking the peaceful landscape, a breezeway leading to a pool and pool house, ideal for summer gatherings, a playground-style yard framed by mature trees and open green space, a circular drive for convenience and curb appeal and a 2,000 sq ft unfinished basement with two-car garage providing ample storage and functionality. Whether you’re enjoying quiet mornings on the porch, hosting family and friends poolside, or simply taking in the beauty of your surroundings, this property offers a lifestyle that’s increasingly hard to find—private, peaceful, and perfectly connected to nature. If you’ve been searching for a one-of-a-kind Tennessee retreat with room to roam and unforgettable charm, this is it.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Frank Hughes SchoolGrades PK-120.9 mi
5/10
Waynesboro Middle SchoolGrades 5-813.0 mi
4/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Double Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Features: Suite
  • Level: Suite

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)

Bedroom3

  • Features: Bath
  • Level: Bath

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Dining Room

  • Features: Formal
  • Level: Formal

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Walk-In Closet(s),High Speed Internet,Kitchen Island
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,996

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,996
  • Total interior livable area: 3,996 sqft

Living Room

  • Features: Great Room
  • Level: Great Room

Master Bathroom

  • Features: Suite
  • Level: Suite

Other

  • Features: Bedroom 5
  • Level: Bedroom 5

Other

  • Features: Florida Room
  • Level: Florida Room

Property

Details

  • Parcel number: 050 02503 000
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered,Porch
  • Topography of land: Private,Wooded

Lot

  • Lot size: 25.73 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 4
  • Parking features: Basement,Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance $1,055$12,660
Property Taxes $1,897$22,764
Electricity $324$3,896
Total$8,074$96,888

Income You'd Need if You Spent...

35% on housing$276,822/yr
40% on housing$242,220/yr
45% on housing$215,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -9.8%
-9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 38425$140
Wayne County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 38425
Wayne County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$999,900

For Sale by Agent

AgentStacey Springer
BrokerageColdwell Banker Southern Realty

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