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118 Bone Cave Rd, Rock Island, TN, 38581

5beds
2baths
2,728sqft
$299,000
$110price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

MOTIVATED SELLER!!! Lovely farmhouse on 1 acre located minutes from the beautiful Rock Island State Park. This 2,728 square foot home offers 4 bedrooms, 2 bathrooms and additional bonus room all covered by a BRAND-NEW ROOF! In addition, you will find a multi-purpose 576 sq ft detached studio, a large laundry room, a two-car covered carport and a spacious covered back patio. Kitchen comes with all appliances included. Don't miss this opportunity to own a little slice of country paradise surrounded by hiking trails, waterfalls and nature at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Spencer Elementary SchoolGrades PK-56.7 mi
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 121
  • Dimensions: 11x11

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Carpet,Wood,Tile,Vinyl
  • Finished area above ground: 2,728

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,728
  • Total interior livable area: 2,728 sqft

Kitchen

  • Area: 154
  • Dimensions: 11x14

Living Room

  • Area: 210
  • Dimensions: 15x14

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 297
  • Dimensions: 27x11

Property

Details

  • Parcel number: 026 01000 000
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch
  • Fencing: Partial
  • Has view: Yes
  • Topography of land: Cleared,Level

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Paved
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $265$3,180
Property Taxes $603$7,236
Electricity $221$2,659
Total$2,600$31,200

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 12.8%
12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 38581$135
Van Buren County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 38581
Van Buren County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$299,000
2026-04-05Listing removed$290,000
2026-03-14Listed for sale$290,000
2026-03-05Contingent$290,000
2025-06-24Listed for sale$290,000
2025-06-09Listing removed$290,000
2025-05-19Listed for sale$290,000
2019-06-25Sold$157,500
2019-04-01Listed for sale$159,500
2013-07-16Sold$99,900

For Sale by Agent

AgentTammy Coop
BrokerageBenchmark Realty, LLC

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