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12009 Kapowsin HWY, Graham, WA, 98338

3beds
2baths
2,156sqft
$699,990
$325price/sqft
$4,494/moest. monthly cost
$179,760/yrincome needed

About This Home

Welcome to Graham where this home with modern comfort meets tranquil country living on 2.6 acres along Kapowsin Hwy. Sunlight floods the open-concept layout, highlighted by vaulted ceilings, a spacious living room with fireplace, and seamless flow into the dining area and chef’s eat-in kitchen featuring black stainless appliances and a huge walk-in pantry. The generous primary suite offers a peaceful retreat with a walk-in closet and private 5-piece ensuite. Two add'l bedrooms, a full bath, and a versatile den/office/guest room complete the interior. Step outside and take in the best of the Pacific Northwest—covered deck, firepit ready for smores, garden space, chicken coop, pasture, outbuilding, and RV parking, w a view of Mt. Rainier. This property offers the space and flexibility for entertaining, hobbies, or simply enjoying a quieter lifestyle. Recent upgrades include a Kinetico water system, new fencing, new roof, plus a riding lawn mower and home generator that convey for added value and convenience. With Xfinity WiFi available and just minutes to shopping, dining, schools, and commuter routes, you’ll enjoy the perfect balance of rural charm and everyday accessibility. Whether you're looking for move-in ready comfort or room to grow and personalize, this inviting property offers endless opportunity to make it your own.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
4/10
Frontier Middle SchoolGrades 6-85.0 mi
6/10

Construction

Condition

  • Property condition: Good
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement/Concrete,Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: electric,Water Heater Location: garage

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den Office

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0417023023
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Residential vegetation: Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 2.62 Acres
  • Features: Open Lot,Secluded,Cable TV,Deck,Fenced-Fully,Outbuildings,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Earthquake
Heat Wave
Volcanic Activity

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$180$2,160
Property Taxes $626$7,512
Electricity $149$1,793
Total$4,494$53,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,080/yr
40% on housing$134,820/yr
45% on housing$119,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 98338$227
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98338$288
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$725,000
2024-09-24Sold$679,000
2024-08-28Pending sale$669,000
2024-08-21Contingent$669,000
2024-08-17Listed for sale$669,000
2024-08-13Pending sale$669,000
2024-08-07Price change$669,000
2024-07-17Price change$674,000
2024-06-14Price change$689,000
2024-06-07Listed for sale$715,000
2022-11-01Sold$679,567
2022-09-23Pending sale$649,950
2022-09-19Contingent$649,950
2022-09-08Listed for sale$649,950
2020-09-08Sold$450,000
2018-09-28Listing removed$450,000
2018-08-29Listed for sale$450,000
2017-06-15Sold$392,719
2007-04-05Sold$329,750
2006-05-02Sold$96,500

For Sale by Agent

AgentSuzzy Wilder-Poe
BrokerageEpique Realty

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