12106 109th Street NW, Gig Harbor, WA, 98329
About This Home
The best of Gig Harbor living on 2 acres of land in this spacious, updated home! The main level features 2 bedrooms including the primary suite, a large kitchen, formal dining, breakfast area, and a bright living room with fireplace. The lower level offers 2 more bds, a recreation room, bonus space, potential 2nd kitchen with separate entry—perfect for multi-generational living or rental potential (buyer to verify). Enjoy new flooring, fresh paint, modern appliances, a fenced backyard, walnut, pear, and plum trees, garden, chicken coop, dog run, and serene outdoor living. Privacy, versatility, peaceful setting near the Sound, plus easy access to shops, dining, parks, outdoor entertaining, and stunning territorial views make this a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 2007
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Stone,Cement Plank
Notable Dates
- Major remodel year: 2008
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story w/Bsmnt.
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bathroom Full
- Level: Lower
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Den Office
- Level: Main
Dining Room
- Level: Main
Entry Hall
- Level: Main
Family Room
- Level: Lower
Features
- Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,High Tech Cabling,Pantry
- Door features: French Doors
- Window features: Dbl Pane/Storm Window
- Flooring: Ceramic Tile,Concrete,Laminate,Softwood,Carpet
Great Room
- Level: Main
Heating & Cooling
- Heating features: Fireplace Insert,Forced Air,High Efficiency (Unspecified),Stove/Free Standing,Electric,Propane,Wood
- Cooling features: Forced Air,High Efficiency (Unspecified)
Interior Area
- Total structure area: 4,076
- Total interior livable area: 4,076 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Rec Room
- Level: Lower
Utility Room
- Level: Main
Property
Details
- Parcel number: 0122325001
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Second Kitchen,Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,French Doors,High Tech Cabling,Jetted Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
- Spa features: Bath
- Has view: Yes
- View description: Territorial
- Topography of land: Level,Partial Slope
- Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded
Lot
- Lot size: 2.08 Acres
- Features: Corner Lot,Paved,Secluded,Cable TV,Deck,High Speed Internet,Outbuildings,Patio,Propane
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Pierce County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,839 | $58,068 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $647 | $7,764 |
| Electricity | $278 | $3,345 |
| Total | $5,964 | $71,568 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-07 | Price change | $997,500 |
| 2026-01-08 | Listed for sale | $1,050,000 |
| 2021-12-08 | Sold | $830,000 |
| 2021-10-24 | Pending sale | $848,950 |
| 2021-10-09 | Price change | $848,950 |
| 2021-09-10 | Listed for sale | $849,950 |
| 2013-06-17 | Sold | $440,000 |
| 2006-08-15 | Sold | $129,500 |
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