409 Main Street, Chatham, MA, 02633
About This Home
Location,Location, Location ! 409 Main Street in the heart of downtown Chatham Village offers a rare and highly desirable combination: a mixed use building with first floor commercial space with showcase windows, maximum retail exposure and heavy foot traffic along with a fully renovated spacious separate second floor of residential living. There are 5 private in-town parking spaces behind the building and is located in the coveted GB-1 zoning district that has the most versatile business-use options available. The first floor commercial space features an open floor plan with 3 large areas and 4 oversized showcase windows putting your business directly in front of passing pedestrian traffic. The second floor apartment was fully renovated in 2019 and includes one bedroom, a full bath and laundry, and an open concept kitchen and a living area with vaulted ceilings. A large mahogany deck provides excellent outdoor living space. Both floors are independent of one another with separate A/C and heat. Don't miss this opportunity to own a versatile property that offers both exceptional business potential and strong investment value. Seller is the Owner/Broker.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled, Approximate
- Year built: 1900
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt
- Construction materials: Clapboard,Shingle Siding
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: SingleFamily
- Architectural style: Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Bulkhead Access,Partial,Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Wood,Carpet,Tile
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,479
- Total interior livable area: 1,479 sqft
Property
Details
- Parcel number: 16D7A33
- Zoning: Gb1
- Special condition: Broker-Agent/Owner
Features
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 4,356 sqft
- Features: In Town Location
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $824 | $9,888 |
| Property Taxes | $604 | $7,248 |
| Electricity | $354 | $4,259 |
| Total | $12,400 | $148,800 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $2,100,000 |
| 2026-01-21 | Listing removed | $1,995,000 |
| 2026-01-08 | Listed for sale | $1,995,000 |
| 2025-10-12 | Pending sale | $1,995,000 |
| 2025-06-18 | Price change | $1,995,000 |
| 2025-03-09 | Price change | $2,250,000 |
| 2024-11-01 | Price change | $2,175,000 |
| 2024-09-02 | Price change | $2,475,000 |
| 2024-08-09 | Listed for sale | $2,495,000 |
| 2023-10-13 | Listing removed | $2,985,000 |
| 2023-05-16 | Price change | $2,985,000 |
| 2022-10-05 | Listed for sale | $3,500,000 |
| 2000-08-18 | Sold | $450,000 |
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