See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18 Centre St Unit 304, Cambridge, MA, 02139

1beds
1baths
635sqft
$635,000
$1,000price/sqft
$3,992/moest. monthly cost
$159,680/yrincome needed

About This Home

Set on a tree-lined side street in the heart of mid Cambridge, this 3rd floor condo features tall ~9 ft ceilings, beautiful bay windows, hardwood floors and a highly coveted off-street parking space. Enter directly into a large living room w/ tall bay windows overlooking Centre St -- a quiet side street lined with unique architecture. The open layout continues elegantly into a dining room, which has another set of bay windows. The updated kitchen features maple cabinetry & stainless steel appliances. One deeded off-street parking space is included! The condo fee includes Heat,Hot Water & professional management. This is a rare opportunity in an impeccable location between Harvard & MIT, which exceptional access to public transit, museums, parks, and so much more!

Getting Around

96
WalkingWalker's Paradise
78
TransitExcellent Transit
96
BikeBiker's Paradise

Schools

8/10
7/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Rubber
  • Construction materials: Brick,Stone

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Freezer
  • Laundry features: Common Area,In Building

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Hardwood
  • Finished area above ground: 635
  • Common walls with other units/homes: Corner

Heating & Cooling

  • Heating features: Central,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 635
  • Total interior livable area: 635 sqft

Property

Details

  • Parcel number: 4680830
  • Attached to another structure: Yes
  • Zoning: R3

Features

  • Entry location: Unit Placement(Upper,Front)
  • Exterior features: Rain Gutters,Professional Landscaping

Parking

  • Total spaces: 1
  • Parking features: Off Street,Assigned,Deeded,Paved,Exclusive Parking
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$95$1,140
Property Taxes $333$3,996
Electricity $354$4,259
Total$3,992$47,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,868/yr
40% on housing$119,760/yr
45% on housing$106,453/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,000This listing

vs Other Active Listings

Avg $/sqft

ZIP 02139$626
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02139$809
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$649,900
2018-07-25Listing removed$2,600
2018-05-29Listed for rent$2,600
2017-11-14Listing removed$2,550
2017-09-05Price change$2,550
2017-06-30Listed for rent$2,600
2013-07-18Listing removed$2,400
2013-07-03Listed for rent$2,400
2007-06-12Sold$354,900

For Sale by Agent

AgentTim McDonald
BrokerageBerkshire Hathaway HomeServices Commonwealth Real Estate

Similar Homes