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346 RANCH ROAD, Tarpon Springs, FL, 34688

4beds
3baths
2,239sqft
$799,000
$357price/sqft
$6,135/moest. monthly cost
$245,400/yrincome needed

About This Home

LOWEST PRICED ACREAGE IN PINELLAS COUNTY! A private retreat in the highly desirable Keystone area where peaceful country living meets the Florida's Gulf Coast lifestyle. Situated among some of Keystone's most impressive estate homes, with most neighboring properties valued at over $1 million. Professionally decorated and thoughtfully refreshed, this property offers buyers a fresh new look with additional land clearing that showcases more of the usable homesite while preserving the beauty and privacy of the surrounding woods. The tastefully updated 4-bedroom, 3-bath home features spacious living areas, an open floor plan, a wood-burning fireplace, quartz countertops, shaker cabinetry, stainless steel appliances, and an oversized 2-car garage. The primary suite opens to the covered patio, creating the perfect place to enjoy peaceful mornings overlooking your private outdoor sanctuary. Outside, the opportunities continue. The existing 4-stall stable is ideal for horses or could be transformed into a workshop, hobby space, or future barn with guest quarters or an apartment. There's plenty of room for a pool, RV, boat, trailers, and all your recreational toys. Approximately 1.3 buildable acres, providing generous space for outdoor living and future improvements, while the remaining 4.39 wooded acreage creates your own private nature preserve. Deer and other native wildlife are frequent visitors, while the wooded acreage offers the perfect setting for walking trails, ATV adventures, dirt bikes, or simply enjoying the peace and privacy that make this property so special. A picturesque seasonal creek meanders along the southern edge of the property, adding character, natural beauty, and an additional layer of privacy to this peaceful natural setting. Located in unincorporated Pinellas County where short-term rentals are permitted, making this an exceptional opportunity as an Airbnb, vacation rental, or multigenerational living. One of this property's greatest surprises is its location. Although it feels miles away from everything, you're only about 15 minutes from Fred Howard Park, Sunset Beach, and the historic Tarpon Springs Sponge Docks; approximately 20 minutes to Downtown Dunedin; about 30 minutes to Clearwater Beach; and roughly 35 minutes to both Tampa International Airport and St. Pete-Clearwater International Airport. Shopping, dining, golf, parks, medical facilities, and major commuter routes are all nearby. Families will appreciate that this home is located in an A-rated school district and zoned for East Lake High School, consistently ranked among the top five highest-rated public high schools in Pinellas County. For added peace of mind, the home previously experienced soil settlement at the rear of the property. The foundation has since been professionally reinforced and stabilized by a licensed foundation repair contractor, and the repair includes a transferable lifetime warranty. You will not find another property that offers this combination of acreage, privacy, flexibility, investment potential, and proximity to Florida's Gulf Coast! Whether you envision a private family retreat, an equestrian lifestyle, a weekend getaway, or a high-demand short-term rental, this exceptional property offers the freedom to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

9/10
6/10
7/10
East Lake High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Solid Surface Counters
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,220
  • Total interior livable area: 2,239 sqft

Kitchen

  • Level: First
  • Area: 308
  • Dimensions: 22x14

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 19x13

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 273
  • Dimensions: 21x13

Property

Details

  • Parcel number: 142716466110000160
  • Zoning: RESI
  • Special condition: None
  • Horse amenities: Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Park/Greenbelt
  • Residential vegetation: Mature Landscaping,Wooded

Lot

  • Lot size: 5.69 Acres
  • Features: Greenbelt,In County,Oversized Lot
  • Lot size dimensions: 363 x 655

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Side,Oversized,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$619$7,428
Property Taxes $1,251$15,012
Electricity $225$2,703
Total$6,135$73,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,342/yr
40% on housing$184,050/yr
45% on housing$163,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 34688$298
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34688$273
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$799,000
2026-04-15Listing removed$760,000
2026-03-02Price change$760,000
2025-11-24Price change$799,900
2025-04-04Listed for sale$825,000
2019-12-16Listing removed$2,200
2019-12-13Listed for rent$2,200
2018-11-05Sold$360,000
2018-09-10Pending sale$399,000
2018-08-29Price change$399,000
2018-08-18Price change$425,000
2018-08-11Price change$449,000
2018-07-27Price change$475,000
2018-07-14Listed for sale$499,000
2015-03-03Listing removed$1,700
2015-02-10Price change$1,700
2015-01-16Listed for rent$1,800
2014-10-22Sold$135,200
2014-07-30Price change$153,500
2014-07-26Price change$60,000
2014-07-25Price change$163,000
2014-07-19Price change$60,000
2014-07-18Price change$163,000
2014-05-02Price change$60,000
2014-02-22Listed for sale$190,500
2005-01-25Sold$329,000
2004-08-18Sold$287,500
1999-06-30Sold$170,000
1997-05-09Sold$200,000

For Sale by Agent

AgentGary Ubaldini
BrokerageKELLER WILLIAMS REALTY- PALM HARBOR

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